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Länder / 🇭🇰 Hong Kong / Banks / Hang Seng Bank

Hang Seng Bank time deposit rates

Hong Kong bank publishing HKD savings and time deposit board rates by deposit band.

Verified against Hang Seng Bank's website 18 Oct 2026, 03:42 UTC

TypeBank
EinlagensicherungYes (Deposit Protection Scheme (DPS))

Rates and terms are set by Hang Seng Bank. Always confirm on the bank's page before you deposit.

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Promotional rates

No promotional rate is published on the bank's page today.

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

LaufzeitHK$10,000 +
1 month0.10%
2 Monate0.10%
3 Monate0.125%
6 Monate0.125%
9 Monate0.15%
12 Monate0.15%
24 Monate0.15%
36 Monate0.15%
48 Monate0.15%
60 Monate0.15%

Einlagensicherung: Deposit Protection Scheme (DPS)

LimitHK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Quelle, geprüft 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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