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Negara / 🇭🇰 Hong Kong / Banks / Bank of China (Hong Kong)
Bank of China (Hong Kong) time deposit rates
Hong Kong bank publishing HKD savings, fixed and call deposit board rates.
Verified against Bank of China (Hong Kong)'s website 18 Oct 2026, 05:37 UTC
Up to0.15%60 monthsVisit Bank of China (Hong Kong)
Rates and terms are set by Bank of China (Hong Kong). Always confirm on the bank's page before you deposit.
Visit Bank of China (Hong Kong)Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | up to HK$99,999 | HK$100,000 – HK$499,999 | HK$500,000 + |
|---|---|---|---|
| 1 month | 0.10% | 0.10% | 0.10% |
| 2 months | 0.10% | 0.10% | 0.10% |
| 3 months | 0.125% | 0.125% | 0.125% |
| 6 months | 0.125% | 0.125% | 0.125% |
| 9 months | 0.15% | 0.15% | 0.15% |
| 12 months | 0.15% | 0.15% | 0.15% |
| 15 months | 0.15% | 0.15% | 0.15% |
| 18 months | 0.15% | 0.15% | 0.15% |
| 24 months | 0.15% | 0.15% | 0.15% |
| 36 months | 0.15% | 0.15% | 0.15% |
| 48 months | 0.15% | 0.15% | 0.15% |
| 60 months | 0.15% | 0.15% | 0.15% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: Deposit Protection Scheme (DPS)
If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Source, checked 2026-10-18.
Compare with other banks in Hong Kong
- EleBank (formerly Airstar Bank)up to 3.45%
- Standard Chartered Hong Kongup to 3.30%
- Mox Bankup to 3.20%
- Hang Seng Bankup to 0.15%
- Citibank (Hong Kong)check rate on bank site
- HSBC Hong Kongcheck rate on bank site
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.