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国 / 🇭🇰 Hong Kong / Banks / Hang Seng Bank

Hang Seng Bank time deposit rates

Hong Kong bank publishing HKD savings and time deposit board rates by deposit band.

Verified against Hang Seng Bank's website 18 Oct 2026, 05:37 UTC

Up to0.15%60 ヶ月Visit Hang Seng Bank

TypeBank
預金保護Yes (Deposit Protection Scheme (DPS))

Rates and terms are set by Hang Seng Bank. Always confirm on the bank's page before you deposit.

Visit Hang Seng Bank

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期間HK$10,000 – HK$99,999HK$10,000 – HK$499,999HK$10,000 – HK$999,999HK$10,000 +
1 month0.10%0.10%0.10%0.10%
2 ヶ月0.10%0.10%0.10%0.10%
3 ヶ月0.125%0.125%0.125%0.125%
6 ヶ月0.125%0.125%0.125%0.125%
9 ヶ月0.15%0.15%0.15%0.15%
12 ヶ月0.15%0.15%0.15%0.15%
18 ヶ月0.15%0.15%0.15%0.15%
24 ヶ月0.15%0.15%0.15%0.15%
36 ヶ月0.15%0.15%0.15%0.15%
48 ヶ月0.15%0.15%0.15%0.15%
60 ヶ月0.15%0.15%0.15%0.15%

Promotional rates

No promotional rate is published on the bank's page today.

預金保護: Deposit Protection Scheme (DPS)

上限HK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. 情報源, チェック済み 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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