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国 / 🇳🇿 New Zealand / Banks / Kiwibank

Kiwibank term deposit rates

New Zealand bank offering term deposits from $1,000 and PIE term deposits from $10,000.

Verified against Kiwibank's website 18 Oct 2026, 05:37 UTC

Up to4.85%60 ヶ月Visit Kiwibank

TypeBank
預金保護Yes (Depositor Compensation Scheme (DCS))

Rates and terms are set by Kiwibank. Always confirm on the bank's page before you deposit.

Visit Kiwibank

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期間NZ$1,000 – NZ$5,000,000
1 month1.90%
2 ヶ月2.00%
3 ヶ月3.05%
4 ヶ月3.10%
5 ヶ月3.25%
6 ヶ月3.60%
7 ヶ月3.50%
9 ヶ月3.70%
12 ヶ月4.05%
24 ヶ月4.30%
36 ヶ月4.60%
48 ヶ月4.85%
60 ヶ月4.85%

Promotional rates

No promotional rate is published on the bank's page today.

預金保護: Depositor Compensation Scheme (DCS)

上限NZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. 情報源, チェック済み 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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