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Pays / 🇳🇿 New Zealand / Banks / Kiwibank
Kiwibank term deposit rates
New Zealand bank offering term deposits from $1,000 and PIE term deposits from $10,000.
Verified against Kiwibank's website 18 Oct 2026, 05:37 UTC
Up to4.85%60 moisVisit Kiwibank
Rates and terms are set by Kiwibank. Always confirm on the bank's page before you deposit.
Visit KiwibankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Durée | NZ$1,000 – NZ$5,000,000 |
|---|---|
| 1 month | 1.90% |
| 2 mois | 2.00% |
| 3 mois | 3.05% |
| 4 mois | 3.10% |
| 5 mois | 3.25% |
| 6 mois | 3.60% |
| 7 mois | 3.50% |
| 9 mois | 3.70% |
| 12 mois | 4.05% |
| 24 mois | 4.30% |
| 36 mois | 4.60% |
| 48 mois | 4.85% |
| 60 mois | 4.85% |
Promotional rates
No promotional rate is published on the bank's page today.
Protection des dépôts : Depositor Compensation Scheme (DCS)
In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Source, vérifié le 2026-10-18.
Compare with other banks in New Zealand
- Rabobank New Zealandup to 5.05%
- ASB Bankup to 5.00%
- Bank of New Zealand (BNZ)up to 4.85%
- Heartland Bankup to 4.85%
- Westpac New Zealandup to 4.85%
- ANZ Bank New Zealandup to 4.70%
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.