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Países / 🇳🇿 New Zealand / Banks / Kiwibank

Kiwibank term deposit rates

New Zealand bank offering term deposits from $1,000 and PIE term deposits from $10,000.

Verified against Kiwibank's website 18 Oct 2026, 05:37 UTC

Up to4.85%60 mesesVisit Kiwibank

TypeBank
Proteção de depósitoYes (Depositor Compensation Scheme (DCS))

Rates and terms are set by Kiwibank. Always confirm on the bank's page before you deposit.

Visit Kiwibank

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

PrazoNZ$1,000 – NZ$5,000,000
1 month1.90%
2 meses2.00%
3 meses3.05%
4 meses3.10%
5 meses3.25%
6 meses3.60%
7 meses3.50%
9 meses3.70%
12 meses4.05%
24 meses4.30%
36 meses4.60%
48 meses4.85%
60 meses4.85%

Promotional rates

No promotional rate is published on the bank's page today.

Proteção de depósito: Depositor Compensation Scheme (DCS)

LimiteNZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Fonte, verificado em 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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