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国 / 🇳🇿 New Zealand / Banks / Heartland Bank

Heartland Bank term deposit rates

New Zealand bank offering term deposits, term PIE, notice savers and online savings accounts.

Verified against Heartland Bank's website 18 Oct 2026, 05:37 UTC

Up to4.85%60 ヶ月Visit Heartland Bank

TypeBank
預金保護Yes (Depositor Compensation Scheme (DCS))

Rates and terms are set by Heartland Bank. Always confirm on the bank's page before you deposit.

Visit Heartland Bank

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

期間未公表
1 month1.80%
2 ヶ月1.90%
3 ヶ月2.90%
4 ヶ月3.10%
5 ヶ月3.20%
6 ヶ月3.55%
9 ヶ月3.70%
12 ヶ月4.05%
15 ヶ月4.05%
18 ヶ月4.30%
24 ヶ月4.35%
36 ヶ月4.50%
48 ヶ月4.75%
60 ヶ月4.85%

Promotional rates

No promotional rate is published on the bank's page today.

Digital Saver

Advertised maximum2.40%

Standard variable rate, interest paid monthly.

Verified 18 Oct 2026, 05:37 UTC

預金保護: Depositor Compensation Scheme (DCS)

上限NZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. 情報源, チェック済み 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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