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Länder / 🇳🇿 New Zealand / Banks / Heartland Bank

Heartland Bank term deposit rates

New Zealand bank offering term deposits, term PIE, notice savers and online savings accounts.

Verified against Heartland Bank's website 18 Oct 2026, 05:37 UTC

Up to4.85%60 MonateVisit Heartland Bank

TypeBank
EinlagensicherungYes (Depositor Compensation Scheme (DCS))

Rates and terms are set by Heartland Bank. Always confirm on the bank's page before you deposit.

Visit Heartland Bank

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

LaufzeitNicht angegeben
1 month1.80%
2 Monate1.90%
3 Monate2.90%
4 Monate3.10%
5 Monate3.20%
6 Monate3.55%
9 Monate3.70%
12 Monate4.05%
15 Monate4.05%
18 Monate4.30%
24 Monate4.35%
36 Monate4.50%
48 Monate4.75%
60 Monate4.85%

Promotional rates

No promotional rate is published on the bank's page today.

Digital Saver

Advertised maximum2.40%

Standard variable rate, interest paid monthly.

Verified 18 Oct 2026, 05:37 UTC

Einlagensicherung: Depositor Compensation Scheme (DCS)

LimitNZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Quelle, geprüft 2026-10-18.

Compare with other banks in New Zealand

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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