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Pays / 🇳🇿 New Zealand / Banks / Heartland Bank
Heartland Bank term deposit rates
New Zealand bank offering term deposits, term PIE, notice savers and online savings accounts.
Verified against Heartland Bank's website 18 Oct 2026, 05:37 UTC
Up to4.85%60 moisVisit Heartland Bank
Rates and terms are set by Heartland Bank. Always confirm on the bank's page before you deposit.
Visit Heartland BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Durée | Non indiqué |
|---|---|
| 1 month | 1.80% |
| 2 mois | 1.90% |
| 3 mois | 2.90% |
| 4 mois | 3.10% |
| 5 mois | 3.20% |
| 6 mois | 3.55% |
| 9 mois | 3.70% |
| 12 mois | 4.05% |
| 15 mois | 4.05% |
| 18 mois | 4.30% |
| 24 mois | 4.35% |
| 36 mois | 4.50% |
| 48 mois | 4.75% |
| 60 mois | 4.85% |
Promotional rates
No promotional rate is published on the bank's page today.
Digital Saver
Standard variable rate, interest paid monthly.
Verified 18 Oct 2026, 05:37 UTC
Protection des dépôts : Depositor Compensation Scheme (DCS)
In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Source, vérifié le 2026-10-18.
Compare with other banks in New Zealand
- Rabobank New Zealandup to 5.05%
- ASB Bankup to 5.00%
- Bank of New Zealand (BNZ)up to 4.85%
- Kiwibankup to 4.85%
- Westpac New Zealandup to 4.85%
- ANZ Bank New Zealandup to 4.70%
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.