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国 / 🇭🇰 Hong Kong

Hong Kongの最高time deposit金利

HKDtime deposit金利は6社から、各銀行のウェブサイトから毎日直接取得、さらに4社がチェック対象。金利順に並べ替え、広告ランキングはありません。

最終確認 18 Oct 2026, 03:42 UTC · 全 10 プロバイダー

最高3か月金利

2.65% 年率

Mox Bank

プロモ · 新規資金

最高6か月金利

3.00% 年率

EleBank (formerly Airstar Bank)

基準金利

最高12か月金利

3.45% 年率

EleBank (formerly Airstar Bank)

基準金利

HK$100,000の預金に対する最高金利、すべてのお客様が対象。プロモーションは早期終了することがありますので、銀行にご確認ください。

「time deposit」金利を比較

期間
金利タイプ
オプション

4 銀行が HK$100,000 の12か月金利を提供

銀行金利（年率）期間預金詳細リンク
EleBank (formerly Airstar Bank)HKD Time Deposit3.45%≈ HK$3,450 in 12 months12 ヶ月未公表基準金利
Personal accounts; Rates are for reference only; the EleBank Mobile App shows the latest rates
銀行へ移動
Standard Chartered Hong KongOnline New Fund HKD Time Deposit3.30%≈ HK$3,300 in 12 months12 ヶ月HK$10,000 +プロモ新規資金
Online 経由; New funds of HKD10,000 or above; Set up via SC Mobile App or Online Banking; Offer until 31 October 2026
銀行へ移動
Mox BankHKD New Funds Time Deposit3.20%≈ HK$3,200 in 12 months12 ヶ月未公表プロモ新規資金
App 経由; New funds only; Interest credited upfront; Minimum deposit not stated on the page
銀行へ移動
Hang Seng BankHKD Time Deposit (board rate)0.15%≈ HK$150 in 12 months12 ヶ月HK$10,000 +基準金利
HKD board rates; preferential new-fund rates are published separately
銀行へ移動

「新規資金」とは他行から持ち込んだお金を指します。基準金利は常時適用される金利で、プロモは期間限定です。 金利の収集とチェック方法.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 0.10% at EleBank (formerly Airstar Bank)0.10%1か月2 months: 1.75% at EleBank (formerly Airstar Bank)1.75%2か月3 months: 2.65% at Mox Bank2.65%3か月4 months: 2.80% at EleBank (formerly Airstar Bank)2.80%4か月6 months: 3.00% at EleBank (formerly Airstar Bank)3.00%6か月9 months: 3.20% at EleBank (formerly Airstar Bank)3.20%9か月12 months: 3.45% at EleBank (formerly Airstar Bank)3.45%12か月24 months: 3.20% at Mox Bank3.20%24か月36 months: 0.15% at Hang Seng Bank0.15%36か月

Best rate open to any customer for HK$100,000 at each term, from today's verified offers. Hover a point for the bank.

金利が上がったらメールでお知らせ

二重オプトイン: まずメールで確認してください。ご希望の期間と金額に対する最適金利が上がった際に1通のメールをお送りします。ワンクリックで配信停止できます。

公式ベンチマーク

HKMA Base Rate (discount window) 2026-10-164.25%
HIBOR 1-month fixing 2026-10-162.7078%

出典: apidocs.hkma.gov.hk。参考情報として表示しており、推奨ではありません。

預金保護: Deposit Protection Scheme (DPS)

上限HK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. 情報源, チェック済み 2026-10-18.

Where does your money earn most in Hong Kong?

Best 12-month time deposit (EleBank (formerly Airstar Bank))3.45%
HKMA Base Rate (discount window)4.25%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Hong Kong のその他の time deposit プロバイダー

これらのプロバイダーは掲載していますが、まだ自動で金利を取得していないため、数値は表示されません。金利は各銀行のページでご確認ください。 Know a bank we should read? Suggest it.

Questions about deposits in Hong Kong

What is the best 12-month time deposit rate in Hong Kong today?

3.45% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: 未公表), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in Hong Kong today?

3.00% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: 未公表), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in Hong Kong protected?

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member.

How many banks do you compare in Hong Kong?

We list 10 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do time deposit rates compare with the HKMA Base Rate (discount window)?

The HKMA Base Rate (discount window) is 4.25% (2026-10-16). The best 12-month time deposit rate open to any customer today is 3.45%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

当サイトは比較サービスであり、銀行ではありません。預金は受け付けていません。金利は予告なく変わることがありますので、預入前に必ず銀行でご確認ください。金融アドバイスではありません。