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Pays / 🇭🇰 Hong Kong

Meilleurs taux time deposit en Hong Kong

Taux time deposit en HKD de 6 fournisseurs, lus directement sur le site de chaque banque chaque jour, plus 4 autres fournisseurs à vérifier. Triés par taux ; aucun classement payant.

Dernière vérification le 18 Oct 2026, 03:42 UTC · tous les 10 fournisseurs

Meilleur taux pour un dépôt de HK$100,000, ouvert à tout client. Les promotions peuvent se terminer tôt ; confirmez avec la banque.

Comparer les taux time deposit

Durée
Type de taux
Options

4 banques avec un taux sur 12 mois pour HK$100,000

BanqueTaux p.a.DuréeDépôtDétailsLien
EleBank (formerly Airstar Bank)HKD Time Deposit3.45%≈ HK$3,450 in 12 months12 moisNon indiquéTaux du conseil
Personal accounts; Rates are for reference only; the EleBank Mobile App shows the latest rates
Aller à la banque
Standard Chartered Hong KongOnline New Fund HKD Time Deposit3.30%≈ HK$3,300 in 12 months12 moisHK$10,000 +PromoFonds récents
Via Online; New funds of HKD10,000 or above; Set up via SC Mobile App or Online Banking; Offer until 31 October 2026
Aller à la banque
Mox BankHKD New Funds Time Deposit3.20%≈ HK$3,200 in 12 months12 moisNon indiquéPromoFonds récents
Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
Aller à la banque
Hang Seng BankHKD Time Deposit (board rate)0.15%≈ HK$150 in 12 months12 moisHK$10,000 +Taux du conseil
HKD board rates; preferential new-fund rates are published separately
Aller à la banque

"Fonds frais" désigne l'argent transféré depuis une autre banque. Les taux de référence sont des taux permanents ; les promotions sont limitées dans le temps. Comment nous collectons et vérifions les taux.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 0.10% at EleBank (formerly Airstar Bank)0.10%1 mois2 months: 1.75% at EleBank (formerly Airstar Bank)1.75%2 mois3 months: 2.65% at Mox Bank2.65%3 mois4 months: 2.80% at EleBank (formerly Airstar Bank)2.80%4 mois6 months: 3.00% at EleBank (formerly Airstar Bank)3.00%6 mois9 months: 3.20% at EleBank (formerly Airstar Bank)3.20%9 mois12 months: 3.45% at EleBank (formerly Airstar Bank)3.45%12 mois24 months: 3.20% at Mox Bank3.20%24 mois36 months: 0.15% at Hang Seng Bank0.15%36 mois

Best rate open to any customer for HK$100,000 at each term, from today's verified offers. Hover a point for the bank.

Recevez un e‑mail quand les taux augmentent

Double opt‑in : confirmez d’abord par e‑mail. Un e‑mail lorsque le meilleur taux pour votre durée et votre montant augmente. Désabonnez‑vous en un clic.

Références officielles

HKMA Base Rate (discount window) 2026-10-164.25%
HIBOR 1-month fixing 2026-10-162.7078%

Source : apidocs.hkma.gov.hk. Présenté à titre indicatif, pas comme recommandation.

Protection des dépôts : Deposit Protection Scheme (DPS)

LimiteHK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Source, vérifié le 2026-10-18.

Where does your money earn most in Hong Kong?

Best 12-month time deposit (EleBank (formerly Airstar Bank))3.45%
HKMA Base Rate (discount window)4.25%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Plus de fournisseurs time deposit en Hong Kong

Nous listons ces fournisseurs mais nous ne lisons pas encore automatiquement leurs taux, donc nous n'affichons jamais de chiffre pour eux. Vérifiez le taux sur la page du site de la banque. Know a bank we should read? Suggest it.

Questions about deposits in Hong Kong

What is the best 12-month time deposit rate in Hong Kong today?

3.45% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: Non indiqué), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in Hong Kong today?

3.00% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: Non indiqué), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in Hong Kong protected?

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member.

How many banks do you compare in Hong Kong?

We list 10 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do time deposit rates compare with the HKMA Base Rate (discount window)?

The HKMA Base Rate (discount window) is 4.25% (2026-10-16). The best 12-month time deposit rate open to any customer today is 3.45%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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Nous sommes un service de comparaison, pas une banque : nous ne prenons pas de dépôts. Les taux changent sans préavis ; vérifiez auprès de la banque avant de déposer. Ce n'est pas un conseil financier.