Esta página fue traducida automáticamente del inglés. Las tasas, bancos y cifras son idénticas a la página en inglés.

Países / 🇭🇰 Hong Kong

Mejores tasas de time deposit en Hong Kong

Tasas de HKD time deposit de 6 proveedores, leídas directamente del sitio web de cada banco cada día, más 4 proveedores adicionales para revisar. Ordenadas por tasa; sin rankings pagados.

Última verificación 18 Oct 2026, 03:42 UTC · todos los 10 proveedores

Mejor tasa a 3 meses

2.65% p.a.

Mox Bank

Promoción · fondos frescos

Mejor tasa a 6 meses

3.00% p.a.

EleBank (formerly Airstar Bank)

Tipo de referencia

Mejor tasa a 12 meses

3.45% p.a.

EleBank (formerly Airstar Bank)

Tipo de referencia

Mejor tasa para un depósito de HK$100,000, abierto a cualquier cliente. Las promociones pueden terminar antes; confirma con el banco.

Compara tasas de time deposit

Plazo
Tipo de tasa
Opciones

4 bancos con una tasa a 12 meses para HK$100,000

BancoTasa p.a.PlazoDepósitoDetallesEnlace
EleBank (formerly Airstar Bank)HKD Time Deposit3.45%≈ HK$3,450 en 12 meses12 mesesNo especificadoTipo de referencia
Personal accounts; Rates are for reference only; the EleBank Mobile App shows the latest rates
Ir al banco
Standard Chartered Hong KongOnline New Fund HKD Time Deposit3.30%≈ HK$3,300 en 12 meses12 mesesHK$10,000 +PromociónFondos nuevos
Vía Online; New funds of HKD10,000 or above; Set up via SC Mobile App or Online Banking; Offer until 31 October 2026
Ir al banco
Mox BankHKD New Funds Time Deposit3.20%≈ HK$3,200 en 12 meses12 mesesNo especificadoPromociónFondos nuevos
Vía App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
Ir al banco
Hang Seng BankHKD Time Deposit (board rate)0.15%≈ HK$150 en 12 meses12 mesesHK$10,000 +Tipo de referencia
HKD board rates; preferential new-fund rates are published separately
Ir al banco

"Fresh funds" significa dinero transferido desde otro banco. Las tasas de tabla son tasas permanentes; las promociones son por tiempo limitado. Cómo recopilamos y verificamos las tasas.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 0.10% at EleBank (formerly Airstar Bank)0.10%1 meses2 months: 1.75% at EleBank (formerly Airstar Bank)1.75%2 meses3 months: 2.65% at Mox Bank2.65%3 meses4 months: 2.80% at EleBank (formerly Airstar Bank)2.80%4 meses6 months: 3.00% at EleBank (formerly Airstar Bank)3.00%6 meses9 months: 3.20% at EleBank (formerly Airstar Bank)3.20%9 meses12 months: 3.45% at EleBank (formerly Airstar Bank)3.45%12 meses24 months: 3.20% at Mox Bank3.20%24 meses36 months: 0.15% at Hang Seng Bank0.15%36 meses

Best rate open to any customer for HK$100,000 at each term, from today's verified offers. Hover a point for the bank.

Recibe un correo cuando suban los tipos

Doble confirmación: confirma primero por correo. Un correo cuando la mejor tasa para tu plazo y cantidad suba. Cancelar suscripción con un clic.

Puntos de referencia oficiales

HKMA Base Rate (discount window) 2026-10-164.25%
HIBOR 1-month fixing 2026-10-162.7078%

Fuente: apidocs.hkma.gov.hk. Se muestra como punto de referencia, no como recomendación.

Protección de depósitos: Deposit Protection Scheme (DPS)

LímiteHK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Fuente, verificado 2026-10-18.

Where does your money earn most in Hong Kong?

Best 12-month time deposit (EleBank (formerly Airstar Bank))3.45%
HKMA Base Rate (discount window)4.25%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Más proveedores de time deposit en Hong Kong

Listamos estos proveedores pero aún no leemos sus tasas automáticamente, por lo que nunca mostramos un número para ellos. Consulte la tasa en la página del banco. Know a bank we should read? Suggest it.

Questions about deposits in Hong Kong

What is the best 12-month time deposit rate in Hong Kong today?

3.45% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in Hong Kong today?

3.00% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: No especificado), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in Hong Kong protected?

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member.

How many banks do you compare in Hong Kong?

We list 10 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do time deposit rates compare with the HKMA Base Rate (discount window)?

The HKMA Base Rate (discount window) is 4.25% (2026-10-16). The best 12-month time deposit rate open to any customer today is 3.45%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistán🇧🇩 Bangladés🇯🇵 Japón🇵🇭 Filipinas🇻🇳 Vietnam

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

Somos un servicio de comparación, no un banco: no aceptamos depósitos. Las tasas cambian sin previo aviso; verifica con el banco antes de depositar. No es asesoramiento financiero.