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Pays / 🇸🇬 Singapore

Meilleurs taux fixed deposit en Singapore

Taux fixed deposit en SGD de 14 fournisseurs, lus directement sur le site de chaque banque chaque jour, plus 3 autres fournisseurs à vérifier. Triés par taux ; aucun classement payant.

Dernière vérification le 18 Oct 2026, 05:37 UTC · tous les 17 fournisseurs · savings account

Meilleur taux pour un dépôt de S$20,000, ouvert à tout client. Les promotions peuvent se terminer tôt ; confirmez avec la banque.

Comparer les taux fixed deposit

Durée
Type de taux
Options

13 banques avec un taux sur 12 mois pour S$20,000

BanqueTaux p.a.DuréeDépôtDétailsLien
CIMBSGD Fixed Deposit online promotion2.10%≈ S$420 in 12 months12 moisS$10,000 +Promo
Via Online
Aller à la banque
RHBSGD Fixed Deposit promotion2.10%≈ S$420 in 12 months12 moisS$20,000 +Promo
Via Branch or RHB Mobile SG app
Aller à la banque
MaybankDeposits Bundle promotion2.05%effectif ; annoncé 2.25%≈ S$410 in 12 months12 moisS$20,000 +Promo
10% of the deposit must sit in a Maybank savings or current account (fresh funds) for the same tenure; ranked by the bank's published effective rate; Individual customers only
Aller à la banque
Bank of ChinaMobile Banking time deposit promotion1.95%≈ S$390 in 12 months12 moisS$20,000 +Promo
Via BOC Mobile Banking; New placements
Aller à la banque
ICBCSGD E-banking Fixed Deposit promotion1.80%≈ S$360 in 12 months12 moisS$20,000 – S$199,999Promo
Via ICBC E-banking
Aller à la banque
Sing Investments & FinanceDaily special rate (online)1.80%≈ S$360 in 12 months12 moisS$10,000 +PromoFonds récents
Via Online; Personal accounts only
Aller à la banque
Hong Leong FinanceOnline Fixed Deposit Special1.70%≈ S$340 in 12 months12 moisS$20,000 +Promo
Via Online (HLF Digital); For customers with existing HLF fixed deposit and savings accounts
Aller à la banque
UOBSGD Time/Fixed Deposit promotion1.70%≈ S$340 in 12 months12 moisS$10,000 +PromoFonds récents
Via UOB TMRW app
Aller à la banque
OCBCSGD Time Deposit promotion1.65%≈ S$330 in 12 months12 moisS$20,000 – S$999,999PromoFonds récents
Via Online
Aller à la banque
CitibankSGD Time Deposit (board rate)0.70%≈ S$140 in 12 months12 moisS$10,000 – S$50,000Taux du conseil
Aller à la banque
HSBCSGD Time Deposit (board rate)0.15%≈ S$30 in 12 months12 moisS$5,000 – S$49,999Taux du conseil
Aller à la banque
DBSSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12 moisS$20,000 – S$49,999Taux du conseil
Rate is set by your total SGD fixed deposit balance with the bank
Aller à la banque
POSBSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12 moisS$20,000 – S$49,999Taux du conseil
Rate is set by your total SGD fixed deposit balance with the bank
Aller à la banque

"Fonds frais" désigne l'argent transféré depuis une autre banque. Les taux de référence sont des taux permanents ; les promotions sont limitées dans le temps. Comment nous collectons et vérifions les taux.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.30% at Sing Investments & Finance1.30%1 mois2 months: 1.20% at Bank of China1.20%2 mois3 months: 1.65% at Bank of China1.65%3 mois4 months: 0.10% at Hong Leong Finance0.10%4 mois6 months: 2.00% at Citibank2.00%6 mois9 months: 1.91% at Maybank1.91%9 mois12 months: 2.10% at CIMB2.10%12 mois18 months: 1.80% at Sing Investments & Finance1.80%18 mois24 months: 1.80% at Sing Investments & Finance1.80%24 mois36 months: 1.00% at UOB1.00%36 mois

Best rate open to any customer for S$20,000 at each term, from today's verified offers. Hover a point for the bank.

Recevez un e‑mail quand les taux augmentent

Double opt‑in : confirmez d’abord par e‑mail. Un e‑mail lorsque le meilleur taux pour votre durée et votre montant augmente. Désabonnez‑vous en un clic.

Références officielles

6-month T-bill cut-off yield (BS26120W) 2026-10-081.90%
1-year T-bill cut-off yield (BY26103X) 2026-10-151.92%
Singapore Savings Bond GX26110X, first-year return apply by 2026-10-271.67%
Singapore Savings Bond GX26110X, 10-year average return apply by 2026-10-272.45%

Source : mas.gov.sg. Présenté à titre indicatif, pas comme recommandation.

Protection des dépôts : SDIC Deposit Insurance Scheme

LimiteS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, vérifié le 2026-10-18.

Where does your money earn most in Singapore?

Best 12-month fixed deposit (CIMB)2.10%
Best savings account (MariBank)3.08%
6-month T-bill cut-off yield (BS26120W)1.90%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Singapore

What is the best 12-month fixed deposit rate in Singapore today?

2.10% p.a. at CIMB (minimum deposit: S$10,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Singapore today?

2.00% p.a. at Citibank (minimum deposit: S$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Singapore protected?

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How many banks do you compare in Singapore?

We list 17 providers. Rates for 14 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the 6-month T-bill cut-off yield (BS26120W)?

The 6-month T-bill cut-off yield (BS26120W) is 1.90% (2026-10-08). The best 12-month fixed deposit rate open to any customer today is 2.10%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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Nous sommes un service de comparaison, pas une banque : nous ne prenons pas de dépôts. Les taux changent sans préavis ; vérifiez auprès de la banque avant de déposer. Ce n'est pas un conseil financier.