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Pays / 🇮🇩 Indonesia

Meilleurs taux deposito berjangka en Indonesia

Taux deposito berjangka en IDR de 6 fournisseurs, lus directement sur le site de chaque banque chaque jour, plus 0 autres fournisseurs à vérifier. Triés par taux ; aucun classement payant.

Dernière vérification le 18 Oct 2026, 03:42 UTC · tous les 6 fournisseurs

Meilleur taux pour un dépôt de Rp10,000,000, ouvert à tout client. Les promotions peuvent se terminer tôt ; confirmez avec la banque.

Comparer les taux deposito berjangka

Durée
Type de taux
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1 banques avec un taux sur 12 mois pour Rp10,000,000

BanqueTaux p.a.DuréeDépôtDétailsLien
Bank Neo CommerceDeposito WOW7.25%≈ Rp725,000 in 12 months12 moisRp100,000 +Taux du conseil
Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
Aller à la banque

"Fonds frais" désigne l'argent transféré depuis une autre banque. Les taux de référence sont des taux permanents ; les promotions sont limitées dans le temps. Comment nous collectons et vérifions les taux.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 6.00% at Bank Neo Commerce6.00%1 mois3 months: 6.75% at Bank Neo Commerce6.75%3 mois6 months: 7.25% at Bank Neo Commerce7.25%6 mois12 months: 7.25% at Bank Neo Commerce7.25%12 mois

Best rate open to any customer for Rp10,000,000 at each term, from today's verified offers. Hover a point for the bank.

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Références officielles

BI-Rate 23 September 20265.75%

Source : bi.go.id. Présenté à titre indicatif, pas comme recommandation.

Protection des dépôts : LPS

LimiteRp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. Source, vérifié le 2026-10-18.

Where does your money earn most in Indonesia?

Best 12-month deposito berjangka (Bank Neo Commerce)7.25%
BI-Rate5.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Indonesia

What is the best 12-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are deposito berjangkas in Indonesia protected?

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured.

How many banks do you compare in Indonesia?

We list 6 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito berjangka rates compare with the BI-Rate?

The BI-Rate is 5.75% (23 September 2026). The best 12-month deposito berjangka rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

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