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Länder / 🇸🇬 Singapore

Beste fixed deposit-Zinsen in Singapore

SGD fixed deposit-Zinsen von 14 Anbietern, täglich direkt von den Websites der Banken gelesen, plus 3 weitere Anbieter zum Prüfen. Sortiert nach Zins; keine bezahlten Rankings.

Zuletzt geprüft 18 Oct 2026, 05:37 UTC · alle 17 Anbieter · savings account

Bester Zinssatz für eine Einzahlung von S$20,000, offen für alle Kunden. Aktionen können vorzeitig enden; prüfen Sie dies bei der Bank.

Vergleichen Sie fixed deposit-Zinsen

Laufzeit
Zinssatztyp
Optionen

13 Banken mit einem 12‑Monats‑Zinssatz für S$20,000

BankZinssatz p.a.LaufzeitEinlageDetailsLink
CIMBSGD Fixed Deposit online promotion2.10%≈ S$420 in 12 months12 MonateS$10,000 +Aktion
Über Online
Zur Bank
RHBSGD Fixed Deposit promotion2.10%≈ S$420 in 12 months12 MonateS$20,000 +Aktion
Über Branch or RHB Mobile SG app
Zur Bank
MaybankDeposits Bundle promotion2.05%effektiv; beworben 2.25%≈ S$410 in 12 months12 MonateS$20,000 +Aktion
10% of the deposit must sit in a Maybank savings or current account (fresh funds) for the same tenure; ranked by the bank's published effective rate; Individual customers only
Zur Bank
Bank of ChinaMobile Banking time deposit promotion1.95%≈ S$390 in 12 months12 MonateS$20,000 +Aktion
Über BOC Mobile Banking; New placements
Zur Bank
ICBCSGD E-banking Fixed Deposit promotion1.80%≈ S$360 in 12 months12 MonateS$20,000 – S$199,999Aktion
Über ICBC E-banking
Zur Bank
Sing Investments & FinanceDaily special rate (online)1.80%≈ S$360 in 12 months12 MonateS$10,000 +AktionFrische Mittel
Über Online; Personal accounts only
Zur Bank
Hong Leong FinanceOnline Fixed Deposit Special1.70%≈ S$340 in 12 months12 MonateS$20,000 +Aktion
Über Online (HLF Digital); For customers with existing HLF fixed deposit and savings accounts
Zur Bank
UOBSGD Time/Fixed Deposit promotion1.70%≈ S$340 in 12 months12 MonateS$10,000 +AktionFrische Mittel
Über UOB TMRW app
Zur Bank
OCBCSGD Time Deposit promotion1.65%≈ S$330 in 12 months12 MonateS$20,000 – S$999,999AktionFrische Mittel
Über Online
Zur Bank
CitibankSGD Time Deposit (board rate)0.70%≈ S$140 in 12 months12 MonateS$10,000 – S$50,000Board-Rate
Zur Bank
HSBCSGD Time Deposit (board rate)0.15%≈ S$30 in 12 months12 MonateS$5,000 – S$49,999Board-Rate
Zur Bank
DBSSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12 MonateS$20,000 – S$49,999Board-Rate
Rate is set by your total SGD fixed deposit balance with the bank
Zur Bank
POSBSGD Fixed Deposit (board rate)0.05%≈ S$10 in 12 months12 MonateS$20,000 – S$49,999Board-Rate
Rate is set by your total SGD fixed deposit balance with the bank
Zur Bank

"Frische Mittel" bedeutet Geld, das von einer anderen Bank eingebracht wird. Board‑Zinssätze sind feste Zinssätze; Aktionen sind zeitlich befristet. Wie wir Zinssätze sammeln und prüfen.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.30% at Sing Investments & Finance1.30%1-Monat2 months: 1.20% at Bank of China1.20%2-Monat3 months: 1.65% at Bank of China1.65%3-Monat4 months: 0.10% at Hong Leong Finance0.10%4-Monat6 months: 2.00% at Citibank2.00%6-Monat9 months: 1.91% at Maybank1.91%9-Monat12 months: 2.10% at CIMB2.10%12-Monat18 months: 1.80% at Sing Investments & Finance1.80%18-Monat24 months: 1.80% at Sing Investments & Finance1.80%24-Monat36 months: 1.00% at UOB1.00%36-Monat

Best rate open to any customer for S$20,000 at each term, from today's verified offers. Hover a point for the bank.

Erhalte eine E‑Mail, wenn die Zinsen steigen

Doppeltes Opt-in: Bestätige zuerst per E‑Mail. Eine E‑Mail, wenn der beste Zinssatz für deine Laufzeit und deinen Betrag steigt. Mit einem Klick abmelden.

Offizielle Benchmarks

6-month T-bill cut-off yield (BS26120W) 2026-10-081.90%
1-year T-bill cut-off yield (BY26103X) 2026-10-151.92%
Singapore Savings Bond GX26110X, first-year return apply by 2026-10-271.67%
Singapore Savings Bond GX26110X, 10-year average return apply by 2026-10-272.45%

Quelle: mas.gov.sg. Als Referenzpunkt angezeigt, nicht als Empfehlung.

Einlagensicherung: SDIC Deposit Insurance Scheme

LimitS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Quelle, geprüft 2026-10-18.

Where does your money earn most in Singapore?

Best 12-month fixed deposit (CIMB)2.10%
Best savings account (MariBank)3.08%
6-month T-bill cut-off yield (BS26120W)1.90%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Singapore

What is the best 12-month fixed deposit rate in Singapore today?

2.10% p.a. at CIMB (minimum deposit: S$10,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in Singapore today?

2.00% p.a. at Citibank (minimum deposit: S$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in Singapore protected?

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

How many banks do you compare in Singapore?

We list 17 providers. Rates for 14 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the 6-month T-bill cut-off yield (BS26120W)?

The 6-month T-bill cut-off yield (BS26120W) is 1.90% (2026-10-08). The best 12-month fixed deposit rate open to any customer today is 2.10%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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Missing a bank? Suggest one

Wir sind ein Vergleichsdienst, keine Bank: Wir nehmen keine Einlagen entgegen. Die Zinsen können sich ohne Vorankündigung ändern; prüfen Sie die Angaben bei Ihrer Bank, bevor Sie einzahlen. Keine Finanzberatung.