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Best savings account rates in Singapore

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

Bank	Max rate p.a.	Base rate	What the top rate needs	Link
MariBankMari Savings Account	up to 3.08%	0.88%	The top rate stacks a 30-day new-user bonus, a ShopeeVIP bonus and salary crediting on top of the base rate.	Zur Bank
Trust BankTrust Savings Account	up to 2.40%	0.05%	Pick a plan; the top rate needs three monthly bonus conditions (e.g. card spend, salary, insurance). Lower rates for non-NTUC union members.	Zur Bank
GXS BankGXS Savings Account	up to 2.00%	0.88%	Base interest on the main account; the higher figure needs money placed in a Boost Pocket for a fixed term.	Zur Bank

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.