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Länder / 🇮🇳 India

Beste fixed deposit-Zinsen in India

INR fixed deposit-Zinsen von 10 Anbietern, täglich direkt von den Websites der Banken gelesen, plus 1 weitere Anbieter zum Prüfen. Sortiert nach Zins; keine bezahlten Rankings.

Zuletzt geprüft 18 Oct 2026, 05:37 UTC · alle 11 Anbieter

Bester Zinssatz für eine Einzahlung von ₹100,000, offen für alle Kunden. Aktionen können vorzeitig enden; prüfen Sie dies bei der Bank.

Vergleichen Sie fixed deposit-Zinsen

Laufzeit
Zinssatztyp
Optionen

9 Banken mit einem 12‑Monats‑Zinssatz für ₹100,000

BankZinssatz p.a.LaufzeitEinlageDetailsLink
Ujjivan Small Finance BankDomestic Fixed Deposit (below ₹3 crore)7.25%≈ ₹7,250 in 12 months12 MonateNicht angegebenBoard-Rate
General rate; senior citizens get +0.50%; Deposits below ₹3 crore
Zur Bank
IDFC FIRST BankFixed Deposit (below ₹3 crore)6.50%≈ ₹6,500 in 12 months12 MonateNicht angegebenBoard-Rate
General rate; senior citizens get more; Deposits below ₹3 crore
Zur Bank
AU Small Finance BankRetail Fixed Deposit (below ₹3 crore)6.35%≈ ₹6,350 in 12 months12 MonateNicht angegebenBoard-Rate
General rate (senior citizens: separate table); Deposits below ₹3 crore; Interest rate column, not annualised yield
Zur Bank
Kotak Mahindra BankFixed Deposit (below ₹3 crore, premature withdrawal allowed)6.35%≈ ₹6,350 in 12 months12 Monate₹5,000 +Board-Rate
Regular (non-senior) rate; Deposits below ₹3 crore; Minimum ₹5,000
Zur Bank
Axis BankDomestic Fixed Deposit (below ₹3 crore), key tenures6.25%≈ ₹6,250 in 12 months12 MonateNicht angegebenBoard-Rate
General rate; senior citizens get more; Deposits below ₹3 crore; Only the key tenures shown on the page; full chart behind 'View rates'
Zur Bank
Bank of BarodaFixed Deposit, callable (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 MonateNicht angegebenBoard-Rate
General public rate; senior citizens get more; Domestic deposits below ₹3 crore; Rows labelled 'Above 1 year ...' are not parsed
Zur Bank
HDFC BankFixed Deposit (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 MonateNicht angegebenBoard-Rate
General rate; senior citizens (60+, resident) get more; Deposits below ₹3 crore
Zur Bank
Punjab National BankDomestic Fixed Deposit (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 MonateNicht angegebenBoard-Rate
Rate for the public; senior and super-senior citizens get more; Deposits below ₹3 crore
Zur Bank
State Bank of IndiaRetail Domestic Term Deposit (below ₹3 crore)6.25%≈ ₹6,250 in 12 months12 MonateNicht angegebenBoard-Rate
General public rate; senior citizens get more (separate column); Deposits below ₹3 crore
Zur Bank

"Frische Mittel" bedeutet Geld, das von einer anderen Bank eingebracht wird. Board‑Zinssätze sind feste Zinssätze; Aktionen sind zeitlich befristet. Wie wir Zinssätze sammeln und prüfen.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 4.15% at Ujjivan Small Finance Bank4.15%1-Monat2 months: 5.00% at Bank of Baroda5.00%2-Monat3 months: 5.00% at Bank of Baroda5.00%3-Monat4 months: 5.25% at AU Small Finance Bank5.25%4-Monat6 months: 6.50% at IDFC FIRST Bank6.50%6-Monat9 months: 6.50% at IDFC FIRST Bank6.50%9-Monat12 months: 7.25% at Ujjivan Small Finance Bank7.25%12-Monat18 months: 7.25% at Ujjivan Small Finance Bank7.25%18-Monat24 months: 7.55% at Ujjivan Small Finance Bank7.55%24-Monat36 months: 7.40% at AU Small Finance Bank7.40%36-Monat

Best rate open to any customer for ₹100,000 at each term, from today's verified offers. Hover a point for the bank.

Erhalte eine E‑Mail, wenn die Zinsen steigen

Doppeltes Opt-in: Bestätige zuerst per E‑Mail. Eine E‑Mail, wenn der beste Zinssatz für deine Laufzeit und deinen Betrag steigt. Mit einem Klick abmelden.

Offizielle Benchmarks

RBI policy repo rate 5.50%

Quelle: rbi.org.in. Als Referenzpunkt angezeigt, nicht als Empfehlung.

Einlagensicherung: DICGC

Limit₹500,000

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity. Quelle, geprüft 2026-10-18.

Where does your money earn most in India?

Best 12-month fixed deposit (Ujjivan Small Finance Bank)7.25%
RBI policy repo rate5.50%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Mehr fixed deposit-Anbieter in India

Wir listen diese Anbieter, lesen ihre Zinsen aber noch nicht automatisch aus, daher zeigen wir für sie nie einen konkreten Wert an. Prüfen Sie den Zinssatz auf der Seite der Bank. Know a bank we should read? Suggest it.

Questions about deposits in India

What is the best 12-month fixed deposit rate in India today?

7.25% p.a. at Ujjivan Small Finance Bank (minimum deposit: Nicht angegeben), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed deposit rate in India today?

6.50% p.a. at IDFC FIRST Bank (minimum deposit: Nicht angegeben), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed deposits in India protected?

DICGC insures deposits (savings, current, fixed, recurring) at insured banks up to ₹5 lakh per depositor per bank, principal and interest combined, across all accounts held in the same right and capacity.

How many banks do you compare in India?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed deposit rates compare with the RBI policy repo rate?

The RBI policy repo rate is 5.50% (). The best 12-month fixed deposit rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

Wir sind ein Vergleichsdienst, keine Bank: Wir nehmen keine Einlagen entgegen. Die Zinsen können sich ohne Vorankündigung ändern; prüfen Sie die Angaben bei Ihrer Bank, bevor Sie einzahlen. Keine Finanzberatung.