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দেশসমূহ / 🇸🇬 Singapore / Banks / HSBC

HSBC fixed deposit rates

Promotional rates differ by customer tier (Personal Banking, Premier, Premier Elite).

Verified against HSBC's website 18 Oct 2026, 05:37 UTC

Up to2.00%6 monthsVisit HSBC

TypeBank
Deposit protectionYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by HSBC. Always confirm on the bank's page before you deposit.

Visit HSBC

Promotional rates

PromotionTenureRate p.a.DepositConditions
SGD Time Deposit promotion3 months1.60%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion3 months1.60%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion3 months1.60%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion3 months1.40%S$30,000 +Fresh funds only; Via HSBC Singapore App
SGD Time Deposit promotion6 months2.00%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion6 months2.00%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion6 months2.00%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion6 months1.80%S$30,000 +Fresh funds only; Via HSBC Singapore App
SGD Time Deposit promotion9 months1.60%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion9 months1.55%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion9 months1.25%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion9 months1.20%S$30,000 +Fresh funds only; Via HSBC Singapore App
SGD Time Deposit promotion12 months1.70%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion12 months1.65%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion12 months1.35%S$30,000 +Fresh funds only; Priority tier; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion12 months1.30%S$30,000 +Fresh funds only; Via HSBC Singapore App

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

TenureS$5,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$199,999S$200,000 – S$499,999S$500,000 – S$999,999S$1,000,000 +
1 month0.05%0.05%0.05%0.05%0.05%0.05%
3 months0.05%0.05%0.05%0.05%0.05%0.05%
6 months0.10%0.10%0.10%0.10%0.10%0.10%
12 months0.15%0.15%0.15%0.15%0.15%0.15%
24 months0.15%0.15%0.15%0.15%0.15%0.15%

Deposit protection: SDIC Deposit Insurance Scheme

LimitS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Source, checked 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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