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Paesi / 🇸🇬 Singapore / Banks / HSBC

HSBC fixed deposit rates

Promotional rates differ by customer tier (Personal Banking, Premier, Premier Elite).

Verified against HSBC's website 18 Oct 2026, 03:42 UTC

TypeBank
Protezione del depositoYes (SDIC Deposit Insurance Scheme)

Rates and terms are set by HSBC. Always confirm on the bank's page before you deposit.

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Promotional rates

PromotionDurataTasso annuoDepositoConditions
SGD Time Deposit promotion3 mesi1.60%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion3 mesi1.60%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion3 mesi1.60%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion3 mesi1.40%S$30,000 +Fresh funds only; Via HSBC Singapore App
SGD Time Deposit promotion6 mesi2.00%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion6 mesi2.00%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion6 mesi2.00%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion6 mesi1.80%S$30,000 +Fresh funds only; Via HSBC Singapore App
SGD Time Deposit promotion9 mesi1.60%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion9 mesi1.55%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion9 mesi1.25%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion9 mesi1.20%S$30,000 +Fresh funds only; Via HSBC Singapore App
SGD Time Deposit promotion12 mesi1.70%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier Elite customers
SGD Time Deposit promotion12 mesi1.65%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers with wealth holdings or Premier FX Engaged customers3
SGD Time Deposit promotion12 mesi1.35%S$30,000 +Fresh funds only; Livello prioritario; Via HSBC Singapore App; For Premier customers without wealth holdings
SGD Time Deposit promotion12 mesi1.30%S$30,000 +Fresh funds only; Via HSBC Singapore App

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

DurataS$5,000 – S$49,999S$50,000 – S$99,999S$100,000 – S$199,999S$200,000 – S$499,999S$500,000 – S$999,999S$1,000,000 +
1 month0.05%0.05%0.05%0.05%0.05%0.05%
3 mesi0.05%0.05%0.05%0.05%0.05%0.05%
6 mesi0.10%0.10%0.10%0.10%0.10%0.10%
12 mesi0.15%0.15%0.15%0.15%0.15%0.15%
24 mesi0.15%0.15%0.15%0.15%0.15%0.15%

Protezione del deposito: SDIC Deposit Insurance Scheme

LimiteS$100,000

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured. Fonte, verificato 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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