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Quốc gia / 🇯🇵 Japan / Banks / Japan Post Bank (ゆうちょ銀行)

Japan Post Bank (ゆうちょ銀行) time deposit rates

Japanese postal savings bank offering ordinary, teigaku and time savings (chokin).

Verified against Japan Post Bank (ゆうちょ銀行)'s website 18 Oct 2026, 05:37 UTC

Up to1.00%60 thángVisit Japan Post Bank (ゆうちょ銀行)

TypeBank
Bảo hiểm tiền gửiYes (Deposit Insurance Corporation of Japan (DICJ))

Rates and terms are set by Japan Post Bank (ゆうちょ銀行). Always confirm on the bank's page before you deposit.

Visit Japan Post Bank (ゆうちょ銀行)

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

Thời hạnChưa nêu
3 tháng0.50%
12 tháng0.50%
36 tháng0.80%
60 tháng1.00%

Promotional rates

No promotional rate is published on the bank's page today.

Bảo vệ tiền gửi: Deposit Insurance Corporation of Japan (DICJ)

Giới hạn¥10,000,000

Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered. Nguồn, đã kiểm tra 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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