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Pays / 🇯🇵 Japan / Banks / Japan Post Bank (ゆうちょ銀行)
Japan Post Bank (ゆうちょ銀行) time deposit rates
Japanese postal savings bank offering ordinary, teigaku and time savings (chokin).
Verified against Japan Post Bank (ゆうちょ銀行)'s website 18 Oct 2026, 05:37 UTC
Up to1.00%60 moisVisit Japan Post Bank (ゆうちょ銀行)
Rates and terms are set by Japan Post Bank (ゆうちょ銀行). Always confirm on the bank's page before you deposit.
Visit Japan Post Bank (ゆうちょ銀行)Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Durée | Non indiqué |
|---|---|
| 3 mois | 0.50% |
| 12 mois | 0.50% |
| 36 mois | 0.80% |
| 60 mois | 1.00% |
Promotional rates
No promotional rate is published on the bank's page today.
Protection des dépôts : Deposit Insurance Corporation of Japan (DICJ)
Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered. Source, vérifié le 2026-10-18.
Compare with other banks in Japan
- Sony Bank (ソニー銀行)up to 1.80%
- Aozora Bank (あおぞら銀行, BANK digital branch)up to 1.70%
- MUFG Bank (三菱UFJ銀行)up to 1.00%
- Mizuho Bank (みずほ銀行)up to 1.00%
- Sumitomo Mitsui Banking Corporation (三井住友銀行)up to 1.00%
- Rakuten Bank (楽天銀行)up to 0.55%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.