Countries / 🇹🇼 Taiwan
Best time deposit rates in Taiwan
TWD time deposit rates from 5 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 05:37 UTC · all 8 providers
Best 3-month rate
1.29% p.a.
Bank of Taiwan (臺灣銀行)
Board rate
Best 6-month rate
1.465% p.a.
Bank of Taiwan (臺灣銀行)
Board rate
Best 12-month rate
1.705% p.a.
E.SUN Commercial Bank (玉山銀行)
Board rate
Best rate for a 100,000 TWD deposit, open to any customer. Promotions can end early; confirm with the bank.
Compare time deposit rates
4 banks with a 12-month rate for 100,000 TWD
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| E.SUN Commercial Bank (玉山銀行)定期存款 Time Deposit (fixed rate) | 1.705%≈ 1,705 TWD in 12 months | 12 months | up to 2,999,999 TWD | Board rate | Go to bank |
| Bank of Taiwan (臺灣銀行)Time Deposit (fixed rate) | 1.70%≈ 1,700 TWD in 12 months | 12 months | up to 4,999,999 TWD | Board rate | Go to bank |
| Land Bank of Taiwan (臺灣土地銀行)定期存款 Time Deposit (fixed rate) | 1.70%≈ 1,700 TWD in 12 months | 12 months | Not stated | Board rate | Go to bank |
| Cathay United Bank (國泰世華銀行)定存 Time Deposit (fixed rate) | 1.645%≈ 1,645 TWD in 12 months | 12 months | up to 2,999,999 TWD | Board rate | Go to bank |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for 100,000 TWD at each term, from today's verified offers. Hover a point for the bank.
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Deposit protection: Central Deposit Insurance Corporation (CDIC)
Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million. Source, checked 2026-10-18.
More time deposit providers in Taiwan
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- CTBC Bank (中國信託商業銀行)Bank · check rate on bank site
- Taipei Fubon Bank (台北富邦銀行)Bank · check rate on bank site
- Mega International Commercial Bank (兆豐銀行)Bank · check rate on bank site
- Taishin International Bank (台新銀行)Bank · check rate on bank site
Questions about deposits in Taiwan
What is the best 12-month time deposit rate in Taiwan today?
1.705% p.a. at E.SUN Commercial Bank (玉山銀行) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month time deposit rate in Taiwan today?
1.465% p.a. at Bank of Taiwan (臺灣銀行) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are time deposits in Taiwan protected?
Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million.
How many banks do you compare in Taiwan?
We list 8 providers. Rates for 5 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
Deposit rates in nearby countries
🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam
Missing a bank? Suggest one
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.