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দেশসমূহ / 🇹🇼 Taiwan

Best time deposit rates in Taiwan

TWD time deposit rates from 5 providers, read directly from each bank's website every day, plus 3 more providers to check. Sorted by rate; no paid rankings.

Last checked 18 Oct 2026, 05:37 UTC · all 8 providers

Best 3-month rate

1.29% p.a.

Bank of Taiwan (臺灣銀行)

Board rate

Best 6-month rate

1.465% p.a.

Bank of Taiwan (臺灣銀行)

Board rate

Best 12-month rate

1.705% p.a.

E.SUN Commercial Bank (玉山銀行)

Board rate

Best rate for a 100,000 TWD deposit, open to any customer. Promotions can end early; confirm with the bank.

তুলনা করুন time deposit হারগুলো

Tenure
Rate type
Options

4টি ব্যাংক 100,000 TWD এর জন্য ১২-মাসের হার

BankRate p.a.TenureDepositDetailsLink
E.SUN Commercial Bank (玉山銀行)定期存款 Time Deposit (fixed rate)1.705%≈ 1,705 TWD in 12 months12 monthsup to 2,999,999 TWDBoard rate
Board rate, fixed-rate column; Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)
Go to bank
Bank of Taiwan (臺灣銀行)Time Deposit (fixed rate)1.70%≈ 1,700 TWD in 12 months12 monthsup to 4,999,999 TWDBoard rate
Fixed-rate column, deposits under NT$5,000,000
Go to bank
Land Bank of Taiwan (臺灣土地銀行)定期存款 Time Deposit (fixed rate)1.70%≈ 1,700 TWD in 12 months12 monthsNot statedBoard rate
Board rate, fixed-rate column; Large deposits have separate 大額 rates (published on a separate page)
Go to bank
Cathay United Bank (國泰世華銀行)定存 Time Deposit (fixed rate)1.645%≈ 1,645 TWD in 12 months12 monthsup to 2,999,999 TWDBoard rate
定存 board rate, fixed-rate column; Under NT$3,000,000 (larger deposits have separate 大額 rates)
Go to bank

"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. How we collect and check rates.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 1.225% at Bank of Taiwan (臺灣銀行)1.225%1-month2 months: 1.225% at Land Bank of Taiwan (臺灣土地銀行)1.225%2-month3 months: 1.29% at Bank of Taiwan (臺灣銀行)1.29%3-month4 months: 1.285% at Land Bank of Taiwan (臺灣土地銀行)1.285%4-month6 months: 1.465% at Bank of Taiwan (臺灣銀行)1.465%6-month9 months: 1.585% at E.SUN Commercial Bank (玉山銀行)1.585%9-month12 months: 1.705% at E.SUN Commercial Bank (玉山銀行)1.705%12-month24 months: 1.73% at Bank of Taiwan (臺灣銀行)1.73%24-month36 months: 1.745% at Bank of Taiwan (臺灣銀行)1.745%36-month

Best rate open to any customer for 100,000 TWD at each term, from today's verified offers. Hover a point for the bank.

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Deposit protection: Central Deposit Insurance Corporation (CDIC)

Limit3,000,000 TWD

Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million. Source, checked 2026-10-18.

More time deposit providers in Taiwan

We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.

Questions about deposits in Taiwan

What is the best 12-month time deposit rate in Taiwan today?

1.705% p.a. at E.SUN Commercial Bank (玉山銀行) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in Taiwan today?

1.465% p.a. at Bank of Taiwan (臺灣銀行) (minimum deposit: Not stated), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in Taiwan protected?

Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million.

How many banks do you compare in Taiwan?

We list 8 providers. Rates for 5 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.