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Best 3-month time deposit rates in Taiwan

Best 3-month rate per provider for a 100,000 TWD deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

6-month 12-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
Bank of Taiwan (臺灣銀行)Time Deposit (fixed rate)	1.29%≈ 323 TWD in 3 months	3 months	up to 4,999,999 TWD	Board rate Fixed-rate column, deposits under NT$5,000,000	Go to bank
E.SUN Commercial Bank (玉山銀行)定期存款 Time Deposit (fixed rate)	1.28%≈ 320 TWD in 3 months	3 months	up to 2,999,999 TWD	Board rate Board rate, fixed-rate column; Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)	Go to bank
Cathay United Bank (國泰世華銀行)定存 Time Deposit (fixed rate)	1.245%≈ 311 TWD in 3 months	3 months	up to 2,999,999 TWD	Board rate 定存 board rate, fixed-rate column; Under NT$3,000,000 (larger deposits have separate 大額 rates)	Go to bank

Different amount, priority tiers or fresh-funds filter? Open the full comparison.

Deposit protection: Central Deposit Insurance Corporation (CDIC)

Limit3,000,000 TWD

Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.