Countries / 🇯🇵 Japan / 6-month

Best 6-month time deposit rates in Japan

Best 6-month rate per provider for a ¥1,000,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.

3-month 12-month All tenures and amounts

Bank	Rate p.a.	Tenure	Deposit	Details	Link
Aozora Bank (あおぞら銀行, BANK digital branch)BANK The 定期	1.20%≈ ¥6,000 in 6 months	6 months	¥500,000 +	Board rate BANK The 定期 (BANK digital branch); Minimum ¥500,000; Fixed rate before tax	Go to bank

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Deposit protection: Deposit Insurance Corporation of Japan (DICJ)

Limit¥10,000,000

Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.