Countries / 🇯🇵 Japan / 3-month

Best 3-month time deposit rates in Japan

Best 3-month rate per provider for a ¥1,000,000 deposit, open to any customer, read from each bank's website. Last checked 18 Oct 2026, 03:42 UTC.

6-month12-month All tenures and amounts

BankRate p.a.TenureDepositDetailsLink
Japan Post Bank (ゆうちょ銀行)定期貯金 (Teiki Chokin)0.50%≈ ¥1,250 in 3 months3 monthsNot statedBoard rate
定期貯金 (time savings) standard rate; Rates before tax
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MUFG Bank (三菱UFJ銀行)スーパー定期 (Super Teiki)0.50%≈ ¥1,250 in 3 months3 monthsup to ¥2,999,999Board rate
Standard (店頭) rate for deposits under ¥3 million; Rates before tax
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Mizuho Bank (みずほ銀行)スーパー定期 (Super Teiki)0.50%≈ ¥1,250 in 3 months3 monthsup to ¥2,999,999Board rate
Branch standard rate for deposits under ¥3 million (スーパー定期); Rates before tax
Go to bank
Sumitomo Mitsui Banking Corporation (三井住友銀行)スーパー定期 (Super Teiki)0.50%≈ ¥1,250 in 3 months3 monthsup to ¥2,999,999Board rate
Standard rate for deposits under ¥3 million (スーパー定期); Rates before tax
Go to bank

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Deposit protection: Deposit Insurance Corporation of Japan (DICJ)

Limit¥10,000,000

Interest-bearing ordinary deposits, time deposits and similar are protected up to ¥10 million of principal plus interest accrued to the failure date, per depositor per financial institution; non-interest-bearing settlement deposits are protected in full; foreign-currency deposits are not covered. Source, checked 2026-10-18.

We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.