Countries / 🇨🇦 Canada / Savings
Best high-interest savings account rates in Canada
The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.
| Bank | Max rate p.a. | Base rate | What the top rate needs | Link |
|---|
| Simplii FinancialHigh Interest Savings Account | up to 1.00% | 0.30% | Tiered by balance: 0.30% up to $50,000, the top rate only on balances over $1,000,000. No minimum balance. | Go to bank |
| TangerineSavings Account | up to 0.30% | – | Posted rate; promotional rates for new money may apply separately. | Go to bank |
Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.