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Pays / 🇨🇦 Canada / Savings

Best high-interest savings account rates in Canada

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

BanqueMax rate p.a.Base rateWhat the top rate needsLien
Simplii FinancialHigh Interest Savings Accountup to 1.00%0.30%Tiered by balance: 0.30% up to $50,000, the top rate only on balances over $1,000,000. No minimum balance.Aller à la banque
TangerineSavings Accountup to 0.30%–Posted rate; promotional rates for new money may apply separately.Aller à la banque

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.