Countries / 🇨🇦 Canada / Banks / RBC Royal Bank
RBC Royal Bank GIC rates
Big Five Canadian bank (CDIC member) posting non-registered GIC rates on its public rates page.
Verified against RBC Royal Bank's website 18 Oct 2026, 05:37 UTC
Up to2.75%60 monthsVisit RBC Royal Bank
TypeBank
Deposit protectionYes (CDIC)
Rates and terms are set by RBC Royal Bank. Always confirm on the bank's page before you deposit.
Visit RBC Royal BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 1 month | 2.15% |
| 2 months | 2.35% |
| 3 months | 2.40% |
| 4 months | 2.40% |
| 5 months | 2.40% |
| 6 months | 2.40% |
| 7 months | 2.40% |
| 8 months | 2.40% |
| 9 months | 2.40% |
| 10 months | 2.40% |
| 11 months | 2.40% |
| 12 months | 2.45% |
| 18 months | 2.50% |
| 24 months | 2.55% |
| 36 months | 2.55% |
| 48 months | 2.70% |
| 60 months | 2.75% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: CDIC
LimitC$100,000
CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. Source, checked 2026-10-18.
Compare with other banks in Canada
- Oaken Financialup to 4.50%
- EQ Bankup to 4.30%
- Tangerineup to 4.25%
- BMO Bank of Montrealup to 3.35%
- CIBCup to 2.75%
- Scotiabankup to 2.75%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.