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Countries / 🇨🇦 Canada / Banks / RBC Royal Bank

RBC Royal Bank GIC rates

Big Five Canadian bank (CDIC member) posting non-registered GIC rates on its public rates page.

Verified against RBC Royal Bank's website 18 Oct 2026, 03:42 UTC

TypeBank
Deposit protectionYes (CDIC)

Rates and terms are set by RBC Royal Bank. Always confirm on the bank's page before you deposit.

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Promotional rates

No promotional rate is published on the bank's page today.

Board rates

Standing rates when no promotion applies (and often what a promo renews into).

TenureNot stated
12 months2.45%
24 months2.55%
36 months2.55%
48 months2.70%
60 months2.75%

Deposit protection: CDIC

LimitC$100,000

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. Source, checked 2026-10-18.

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Sources

Every figure on this page was read from these pages at the time shown. Nothing is estimated.

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