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Countries / 🇺🇸 United States / Banks / CIT Bank
CIT Bank CD rates
Online division of First-Citizens Bank & Trust Company (FDIC member) offering CDs and tiered Platinum Savings.
Verified against CIT Bank's website 18 Oct 2026, 05:37 UTC
Up to3.90%11 monthsVisit CIT Bank
Rates and terms are set by CIT Bank. Always confirm on the bank's page before you deposit.
Visit CIT BankBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | $1,000 + |
|---|---|
| 6 months | 3.75% |
| 11 months | 3.90% |
| 18 months | 2.75% |
Promotional rates
No promotional rate is published on the bank's page today.
Platinum Savings
Tiered: the higher APY applies to balances of $5,000 or more; $100 to open. Page says APYs accurate as of July 1, 2026.
Verified 18 Oct 2026, 05:37 UTC
Deposit protection: FDIC
FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category. Source, checked 2026-10-18.
Compare with other banks in United States
- Barclays (US)up to 4.75%
- Synchrony Bankup to 4.50%
- American Express National Bankup to 4.40%
- Capital Oneup to 4.40%
- Marcus by Goldman Sachsup to 4.40%
- Navy Federal Credit Unionup to 4.15%
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Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.