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Countries / 🇺🇸 United States / Banks / Capital One
Capital One CD rates
US bank (FDIC member) offering 360 CDs and 360 Performance Savings online; former Discover Bank deposit pages now redirect here.
Verified against Capital One's website 18 Oct 2026, 03:42 UTC
Rates and terms are set by Capital One. Always confirm on the bank's page before you deposit.
Visit Capital OnePromotional rates
No promotional rate is published on the bank's page today.
Board rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | Not stated |
|---|---|
| 6 months | 3.30% |
| 9 months | 3.75% |
| 11 months | 4.40% |
| 12 months | 4.00% |
| 18 months | 3.60% |
| 24 months | 3.50% |
| 30 months | 3.50% |
| 36 months | 3.50% |
| 48 months | 3.50% |
| 60 months | 3.60% |
Deposit protection: FDIC
FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category. Source, checked 2026-10-18.
Compare with other banks in United States
- Barclays (US)up to 4.75%
- Synchrony Bankup to 4.50%
- American Express National Bankup to 4.40%
- Marcus by Goldman Sachsup to 4.40%
- Navy Federal Credit Unionup to 4.15%
- Wells Fargoup to 3.99%
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.