This page was machine-translated from English. Rates, banks and figures are identical to the English page.
Countries / 🇮🇪 Ireland
Best fixed term deposit rates in Ireland
EUR fixed term deposit rates from 4 providers, read directly from each bank's website every day, plus 4 more providers to check. Sorted by rate; no paid rankings.
Last checked 18 Oct 2026, 05:37 UTC · all 8 providers · savings account
Best 3-month rate
No verified offer today
Best 6-month rate
1.51% p.a.
Bank of Ireland
Board rate · min €5,000
Best 12-month rate
2.15% p.a.
Bank of Ireland
Board rate · min €5,000
Best rate for a €10,000 deposit, open to any customer. Promotions can end early; confirm with the bank.
Compare fixed term deposit rates
3 banks with a 12-month rate for €10,000
| Bank | Rate p.a. | Tenure | Deposit | Details | Link |
|---|---|---|---|---|---|
| Bank of IrelandAdvantage Fixed Term Deposit | 2.15%≈ €215 in 12 months | 12 months | €5,000 + | Board rate | Przejdź do banku |
| AIB (Allied Irish Banks)Personal Fixed Term Deposit | 2.00%≈ €200 in 12 months | 12 months | €5,000 + | Board rate | Przejdź do banku |
| PTSB (Permanent TSB)Fixed Term Deposit | 2.00%≈ €200 in 12 months | 12 months | €5,000 + | Board rate | Przejdź do banku |
"Fresh funds" means money brought in from another bank. Board rates are standing rates; promos are time-limited. Jak zbieramy i weryfikujemy stawki.
How is this list ordered?
By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.
Plan your deposit
Best rate by term
Best rate open to any customer for €10,000 at each term, from today's verified offers. Hover a point for the bank.
Get an email when rates rise
Double opt-in: confirm by email first. One email when the best rate for your term and amount goes up. Unsubscribe in one click.
Official benchmarks
Source: ecb.europa.eu. Shown as a reference point, not a recommendation.
Deposit protection: Deposit Guarantee Scheme (DGS), operated by the Central Bank of Ireland
The Irish Deposit Guarantee Scheme protects eligible deposits at banks, building societies and credit unions authorised by the Central Bank of Ireland up to €100,000 per person per institution. Branches of other EEA banks (e.g. Revolut, bunq, Trade Republic) are covered by their home-country scheme instead. Source, checked 2026-10-18.
More fixed term deposit providers in Ireland
We list these providers but do not read their rates automatically yet, so we never show a number for them. Check the rate on the bank's own page. Know a bank we should read? Suggest it.
- EBSBank · check rate on bank site
- Ireland State Savings (NTMA, sold via An Post)Government savings · check rate on bank site
- Trade RepublicDigital bank · check rate on bank site
Questions about deposits in Ireland
What is the best 12-month fixed term deposit rate in Ireland today?
2.15% p.a. at Bank of Ireland (minimum deposit: €5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
What is the best 6-month fixed term deposit rate in Ireland today?
1.51% p.a. at Bank of Ireland (minimum deposit: €5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.
Are fixed term deposits in Ireland protected?
The Irish Deposit Guarantee Scheme protects eligible deposits at banks, building societies and credit unions authorised by the Central Bank of Ireland up to €100,000 per person per institution. Branches of other EEA banks (e.g. Revolut, bunq, Trade Republic) are covered by their home-country scheme instead.
How many banks do you compare in Ireland?
We list 8 providers. Rates for 4 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.
How do fixed term deposit rates compare with the ECB deposit facility rate?
The ECB deposit facility rate is 2.50% (2026-10-18). The best 12-month fixed term deposit rate open to any customer today is 2.15%.
Deposit rates in nearby countries
🇹🇷 Turkey🇩🇪 Germany🇬🇧 United Kingdom🇫🇷 France🇮🇹 Italy🇪🇸 Spain🇵🇱 Poland🇳🇱 Netherlands
Missing a bank? Suggest one
We're a comparison service, not a bank: we don't take deposits. Rates change without notice; verify with the bank before you deposit. Not financial advice.