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Countries / 🇦🇺 Australia / Banks / Westpac
Westpac term deposit rates
Australian bank publishing term deposit rates for $5,000 to $2,000,000, opened online or in branch.
Verified against Westpac's website 18 Oct 2026, 05:37 UTC
Up to4.75%23 monthsVisit Westpac
Rates and terms are set by Westpac. Always confirm on the bank's page before you deposit.
Visit WestpacBoard rates
Standing rates when no promotion applies (and often what a promo renews into).
| Tenure | A$5,000 – A$2,000,000 |
|---|---|
| 1 month | 1.40% |
| 2 months | 1.65% |
| 3 months | 3.25% |
| 4 months | 3.40% |
| 5 months | 3.45% |
| 6 months | 3.40% |
| 7 months | 3.55% |
| 8 months | 3.60% |
| 9 months | 3.65% |
| 10 months | 3.70% |
| 11 months | 3.75% |
| 12 months | 4.75% |
| 13 months | 4.75% |
| 14 months | 4.75% |
| 15 months | 4.75% |
| 16 months | 4.75% |
| 17 months | 4.75% |
| 18 months | 4.75% |
| 19 months | 4.75% |
| 20 months | 4.75% |
| 21 months | 4.75% |
| 22 months | 4.75% |
| 23 months | 4.75% |
| 24 months | 4.50% |
| 25 months | 4.50% |
| 26 months | 4.50% |
| 27 months | 4.50% |
| 28 months | 4.50% |
| 29 months | 4.50% |
| 30 months | 4.50% |
| 31 months | 4.50% |
| 32 months | 4.50% |
| 33 months | 4.50% |
| 34 months | 4.50% |
| 35 months | 4.50% |
| 36 months | 4.00% |
| 37 months | 4.00% |
| 38 months | 4.00% |
| 39 months | 4.00% |
| 40 months | 4.00% |
| 41 months | 4.00% |
| 42 months | 4.00% |
| 43 months | 4.00% |
| 44 months | 4.00% |
| 45 months | 4.00% |
| 46 months | 4.00% |
| 47 months | 4.00% |
| 48 months | 4.00% |
| 49 months | 4.00% |
| 50 months | 4.00% |
| 51 months | 4.00% |
| 52 months | 4.00% |
| 53 months | 4.00% |
| 54 months | 4.00% |
| 55 months | 4.00% |
| 56 months | 4.00% |
| 57 months | 4.00% |
| 58 months | 4.00% |
| 59 months | 4.00% |
| 60 months | 4.00% |
Promotional rates
No promotional rate is published on the bank's page today.
Deposit protection: Financial Claims Scheme (FCS)
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. Source, checked 2026-10-18.
Compare with other banks in Australia
- Judo Bankup to 5.60%
- AMP Bankup to 5.40%
- ING Australiaup to 5.35%
- Macquarie Bankup to 5.35%
- Rabobank Australiaup to 5.35%
- ANZup to 5.30%
Report a wrong rate
Sources
Every figure on this page was read from these pages at the time shown. Nothing is estimated.