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국가 / 🇦🇺 호주

호주 최고의 term deposit 금리

10개의 제공업체로부터 AUD term deposit 금리를 매일 각 은행 웹사이트에서 직접 읽어옵니다. 추가로 확인할 1개의 제공업체가 더 있습니다. 금리 순으로 정렬; 유료 순위는 없습니다.

마지막 확인 18 Oct 2026, 05:37 UTC · 전체 11개 제공업체 · high-interest savings account

최고 3개월 금리

5.05% 연

ING Australia

기준 금리 · 최소 A$10,000

최고 6개월 금리

5.20% 연

Bank of Queensland (BOQ)

기준 금리 · 최소 A$5,000

최고 12개월 금리

5.55% 연

Judo Bank

기준 금리

A$10,000 예금에 대한 최고 금리이며, 모든 고객에게 열려 있습니다. 프로모션이 조기에 종료될 수 있으니 은행에 확인하세요.

term deposit 금리 비교

기간
금리 유형
옵션

A$10,000에 대한 12개월 금리를 제공하는 은행 9곳

은행연 이율기간예금세부 정보링크
Judo BankPersonal Term Deposit5.55%≈ A$555 in 12 months12개월미표시기준 금리
Interest at maturity (terms up to 1 year) or annually (2-5 years)
은행으로 이동
AMP BankAMP Bank GO Term Deposit5.40%≈ A$540 in 12 months12개월A$5,000 – A$9,999,999기준 금리
$5,000 to $10,000,000
은행으로 이동
ANZANZ Advance Notice Term Deposit (annual interest)5.30%≈ A$530 in 12 months12개월A$5,000 – A$1,999,999기준 금리
$5,000 to $1,999,999; 31 days' notice required for early withdrawal
은행으로 이동
Bank of Queensland (BOQ)Term Deposit5.30%≈ A$530 in 12 months12개월A$5,000 +기준 금리
Minimum opening deposit $5,000; Interest paid at maturity; Personal use; 31 days' notice for early withdrawal
은행으로 이동
Commonwealth Bank of AustraliaTerm Deposit 12-month Special Offer5.30%≈ A$530 in 12 months12개월A$5,000 – A$5,000,000프로모션
Special offer from 18 September 2026 for a limited time; 12-month term only; Interest paid annually
은행으로 이동
ING AustraliaPersonal Term Deposit5.30%≈ A$530 in 12 months12개월A$10,000 +기준 금리
Minimum opening deposit $10,000
은행으로 이동
National Australia Bank (NAB)NAB Term Deposit5.30%≈ A$530 in 12 months12개월A$5,000 – A$1,999,999기준 금리
Rates for $5,000 (minimum opening balance) to $1,999,999; Interest at maturity
은행으로 이동
Rabobank AustraliaTerm Deposit5.25%≈ A$525 in 12 months12개월A$1,000 – A$100,000기준 금리
From $1,000 to $2,000,000; Personal and joint accounts
은행으로 이동
WestpacTerm Deposit (interest annually / at maturity)4.75%≈ A$475 in 12 months12개월A$5,000 – A$2,000,000기준 금리
$5,000 to $2,000,000; Add 0.10% p.a. if already with Westpac and opening or renewing online
은행으로 이동

"신규 자금"은 다른 은행에서 가져온 돈을 의미합니다. 기준 금리는 고정 금리이며, 프로모션은 기간 제한이 있습니다. 금리를 수집하고 확인하는 방법.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.10% at Judo Bank2.10%1개월2 months: 2.30% at Judo Bank2.30%2개월3 months: 5.05% at ING Australia5.05%3개월4 months: 5.00% at Bank of Queensland (BOQ)5.00%4개월6 months: 5.20% at Bank of Queensland (BOQ)5.20%6개월9 months: 5.15% at AMP Bank5.15%9개월12 months: 5.55% at Judo Bank5.55%12개월18 months: 4.75% at Westpac4.75%18개월24 months: 5.55% at Judo Bank5.55%24개월36 months: 5.55% at Judo Bank5.55%36개월

Best rate open to any customer for A$10,000 at each term, from today's verified offers. Hover a point for the bank.

금리가 오르면 이메일을 받아보세요

이중 옵트인: 먼저 이메일로 확인하세요. 최적 금리와 금액이 상승하면 한 번의 이메일을 받습니다. 원클릭으로 구독 해지 가능합니다.

공식 벤치마크

RBA cash rate target 30 Sep 20264.60%

출처: rba.gov.au. 참고용으로 표시된 것이며, 권고는 아닙니다.

예금 보호: Financial Claims Scheme (FCS)

한도A$250,000

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA. 출처, 확인 2026-10-18.

Where does your money earn most in 호주?

Best 12-month term deposit (Judo Bank)5.55%
Best savings account (Ubank)6.25%
RBA cash rate target4.60%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in 호주

What is the best 12-month term deposit rate in 호주 today?

5.55% p.a. at Judo Bank (minimum deposit: 미표시), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in 호주 today?

5.20% p.a. at Bank of Queensland (BOQ) (minimum deposit: A$5,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in 호주 protected?

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (ADI) that is incorporated in Australia and authorised by APRA.

How many banks do you compare in 호주?

We list 11 providers. Rates for 10 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBA cash rate target?

The RBA cash rate target is 4.60% (30 Sep 2026). The best 12-month term deposit rate open to any customer today is 5.55%.

Deposit rates in nearby countries

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우리는 비교 서비스이며 은행이 아닙니다: 예금을 받지 않습니다. 금리는 사전 고지 없이 변동될 수 있으니, 입금 전 은행에 확인하세요. 금융 조언이 아닙니다.