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国 / 🇺🇸 United States

United Statesの最高CD金利

USDCD金利は8社から、各銀行のウェブサイトから毎日直接取得、さらに3社がチェック対象。金利順に並べ替え、広告ランキングはありません。

最終確認 18 Oct 2026, 05:37 UTC · 全 11 プロバイダー · high-yield savings account

$10,000の預金に対する最高金利、すべてのお客様が対象。プロモーションは早期終了することがありますので、銀行にご確認ください。

「CD」金利を比較

期間
金利タイプ
オプション

6 銀行が $10,000 の12か月金利を提供

銀行金利(年率)期間預金詳細リンク
Barclays (US)Online CD4.50%≈ $450 in 12 months12 ヶ月未公表基準金利
No minimum opening balance or deposit required
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Marcus by Goldman SachsHigh-Yield CD4.40%≈ $440 in 12 months12 ヶ月$500 +基準金利
$500 minimum to open and earn the stated APY; Early withdrawal penalty applies
銀行へ移動
Synchrony BankCD4.20%≈ $420 in 12 months12 ヶ月未公表基準金利
No minimum deposit
銀行へ移動
Navy Federal Credit UnionShare Certificate (short-term)4.05%≈ $405 in 12 months12 ヶ月$1,000 +基準金利
NCUA-insured credit union; membership required
銀行へ移動
Capital One360 CD4.00%≈ $400 in 12 months12 ヶ月未公表基準金利
No minimum balance to open or maintain; Early withdrawal penalties apply
銀行へ移動
American Express National BankCD3.65%≈ $365 in 12 months12 ヶ月未公表基準金利
No minimum balance required
銀行へ移動

「新規資金」とは他行から持ち込んだお金を指します。基準金利は常時適用される金利で、プロモは期間限定です。 金利の収集とチェック方法.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

3 months: 1.50% at Navy Federal Credit Union1.50%3か月4 months: 3.49% at Wells Fargo3.49%4か月6 months: 4.00% at Barclays (US)4.00%6か月9 months: 4.30% at Marcus by Goldman Sachs4.30%9か月12 months: 4.50% at Barclays (US)4.50%12か月18 months: 4.50% at Barclays (US)4.50%18か月24 months: 4.75% at Barclays (US)4.75%24か月36 months: 4.50% at Barclays (US)4.50%36か月

Best rate open to any customer for $10,000 at each term, from today's verified offers. Hover a point for the bank.

金利が上がったらメールでお知らせ

二重オプトイン: まずメールで確認してください。ご希望の期間と金額に対する最適金利が上がった際に1通のメールをお送りします。ワンクリックで配信停止できます。

公式ベンチマーク

Federal funds target range, upper bound (NY Fed) 2026-10-154.00%
13-week Treasury bill, latest auction high investment rate (US Treasury Fiscal Data) 2026-10-134.185%
Average interest rate on outstanding Treasury Bills, monthly (US Treasury Fiscal Data) 2026-09-303.87%

出典: newyorkfed.org, fiscaldata.treasury.gov, fiscaldata.treasury.gov。参考情報として表示しており、推奨ではありません。

預金保護: FDIC

上限$250,000

FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category. 情報源, チェック済み 2026-10-18.

Where does your money earn most in United States?

Best 12-month CD (Barclays (US))4.50%
Best savings account (CIT Bank)3.75%
Federal funds target range, upper bound (NY Fed)4.00%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

United States のその他の CD プロバイダー

これらのプロバイダーは掲載していますが、まだ自動で金利を取得していないため、数値は表示されません。金利は各銀行のページでご確認ください。 Know a bank we should read? Suggest it.

Questions about deposits in United States

What is the best 12-month CD rate in United States today?

4.50% p.a. at Barclays (US) (minimum deposit: 未公表), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month CD rate in United States today?

4.00% p.a. at Barclays (US) (minimum deposit: 未公表), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are CDs in United States protected?

FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category.

How many banks do you compare in United States?

We list 11 providers. Rates for 8 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do CD rates compare with the Federal funds target range, upper bound (NY Fed)?

The Federal funds target range, upper bound (NY Fed) is 4.00% (2026-10-15). The best 12-month CD rate open to any customer today is 4.50%.

Deposit rates in nearby countries

🇧🇷 Brazil🇲🇽 Mexico🇨🇦 Canada🇨🇱 Chile

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

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当サイトは比較サービスであり、銀行ではありません。預金は受け付けていません。金利は予告なく変わることがありますので、預入前に必ず銀行でご確認ください。金融アドバイスではありません。