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Negara / 🇺🇸 United States

Suku bunga CD terbaik di United States

Suku bunga USD CD dari 8 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 3 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 03:42 UTC · semua 11 penyedia

Suku bunga 3-bulan terbaik

1.50% p.a.

Navy Federal Credit Union

Suku bunga papan · min $1,000

Suku bunga 6-bulan terbaik

4.00% p.a.

Barclays (US)

Suku bunga papan

Suku bunga 12-bulan terbaik

4.50% p.a.

Barclays (US)

Suku bunga papan

Suku bunga terbaik untuk deposito $10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga CD

Jangka waktu
Jenis suku bunga
Opsi

6 bank dengan suku bunga 12 bulan untuk $10,000

BankSuku bunga p.a.Jangka waktuSetoranDetailTautan
Barclays (US)Online CD4.50%≈ $450 in 12 months12 bulanTidak disebutkanSuku bunga papan
No minimum opening balance or deposit required
Ke bank
Marcus by Goldman SachsHigh-Yield CD4.40%≈ $440 in 12 months12 bulan$500 +Suku bunga papan
$500 minimum to open and earn the stated APY; Early withdrawal penalty applies
Ke bank
Synchrony BankCD4.20%≈ $420 in 12 months12 bulanTidak disebutkanSuku bunga papan
No minimum deposit
Ke bank
Navy Federal Credit UnionShare Certificate (short-term)4.05%≈ $405 in 12 months12 bulan$1,000 +Suku bunga papan
NCUA-insured credit union; membership required
Ke bank
Capital One360 CD4.00%≈ $400 in 12 months12 bulanTidak disebutkanSuku bunga papan
No minimum balance to open or maintain; Early withdrawal penalties apply
Ke bank
American Express National BankCD3.65%≈ $365 in 12 months12 bulanTidak disebutkanSuku bunga papan
No minimum balance required
Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

3 months: 1.50% at Navy Federal Credit Union1.50%3-bulan4 months: 3.49% at Wells Fargo3.49%4-bulan6 months: 4.00% at Barclays (US)4.00%6-bulan9 months: 4.30% at Marcus by Goldman Sachs4.30%9-bulan12 months: 4.50% at Barclays (US)4.50%12-bulan18 months: 4.50% at Barclays (US)4.50%18-bulan24 months: 4.75% at Barclays (US)4.75%24-bulan36 months: 4.50% at Barclays (US)4.50%36-bulan

Best rate open to any customer for $10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

Federal funds target range, upper bound (NY Fed) 2026-10-154.00%
13-week Treasury bill, latest auction high investment rate (US Treasury Fiscal Data) 2026-10-134.185%
Average interest rate on outstanding Treasury Bills, monthly (US Treasury Fiscal Data) 2026-09-303.87%

Sumber: newyorkfed.org, fiscaldata.treasury.gov, fiscaldata.treasury.gov. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: FDIC

Batas$250,000

FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category. Sumber, diperiksa 2026-10-18.

Where does your money earn most in United States?

Best 12-month CD (Barclays (US))4.50%
Federal funds target range, upper bound (NY Fed)4.00%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia CD di United States

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in United States

What is the best 12-month CD rate in United States today?

4.50% p.a. at Barclays (US) (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month CD rate in United States today?

4.00% p.a. at Barclays (US) (minimum deposit: Tidak disebutkan), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are CDs in United States protected?

FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category.

How many banks do you compare in United States?

We list 11 providers. Rates for 8 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do CD rates compare with the Federal funds target range, upper bound (NY Fed)?

The Federal funds target range, upper bound (NY Fed) is 4.00% (2026-10-15). The best 12-month CD rate open to any customer today is 4.50%.

Deposit rates in nearby countries

🇧🇷 Brazil🇲🇽 Mexico🇨🇦 Canada🇨🇱 Chile

Add this rate table to your website

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Missing a bank? Suggest one

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