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国 / 🇳🇿 New Zealand

New Zealandの最高term deposit金利

NZDterm deposit金利は7社から、各銀行のウェブサイトから毎日直接取得、さらに0社がチェック対象。金利順に並べ替え、広告ランキングはありません。

最終確認 18 Oct 2026, 05:37 UTC · 全 7 プロバイダー · savings account

最高3か月金利

3.20% 年率

Rabobank New Zealand

基準金利 · 最小 NZ$1,000

最高6か月金利

3.70% 年率

Rabobank New Zealand

基準金利 · 最小 NZ$1,000

最高12か月金利

4.15% 年率

Rabobank New Zealand

基準金利 · 最小 NZ$1,000

NZ$10,000の預金に対する最高金利、すべてのお客様が対象。プロモーションは早期終了することがありますので、銀行にご確認ください。

「term deposit」金利を比較

期間
金利タイプ
オプション

7 銀行が NZ$10,000 の12か月金利を提供

銀行金利（年率）期間預金詳細リンク
Rabobank New ZealandTerm Deposit4.15%≈ NZ$415 in 12 months12 ヶ月NZ$1,000 +基準金利
Personal accounts (individual, joint, children); Interest at maturity (up to 18 months) or annually (2-5 years)
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Bank of New Zealand (BNZ)Term Deposit4.05%≈ NZ$405 in 12 months12 ヶ月NZ$2,000 – NZ$5,000,000基準金利
$2,000 - $5 million (from the page's headline rate cards)
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Heartland BankTerm Deposit4.05%≈ NZ$405 in 12 months12 ヶ月未公表基準金利
Minimum deposit not stated on the rates page; Interest on maturity (up to 3 months) or 3-monthly
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KiwibankTerm Deposit4.05%≈ NZ$405 in 12 months12 ヶ月NZ$1,000 – NZ$5,000,000基準金利
Minimum balance $1,000 ($5,000 for 30 and 60 days); Up to $5 million
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ANZ Bank New ZealandTerm Deposit4.00%≈ NZ$400 in 12 months12 ヶ月NZ$10,000 +基準金利
For amounts of $10,000 or more
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ASB BankTerm Deposit4.00%≈ NZ$400 in 12 months12 ヶ月NZ$5,000 +基準金利
Minimum investment $5,000; Not available to financial institutions or where total ASB term investments exceed $10 million
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Westpac New ZealandTerm Deposit4.00%≈ NZ$400 in 12 months12 ヶ月NZ$5,000 – NZ$5,000,000基準金利
$5,000 - $5,000,000; Rates for customers holding up to $5,000,000 in total deposits
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「新規資金」とは他行から持ち込んだお金を指します。基準金利は常時適用される金利で、プロモは期間限定です。 金利の収集とチェック方法.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.00% at Rabobank New Zealand2.00%1か月2 months: 2.00% at ASB Bank2.00%2か月3 months: 3.20% at Rabobank New Zealand3.20%3か月4 months: 3.10% at Heartland Bank3.10%4か月6 months: 3.70% at Rabobank New Zealand3.70%6か月9 months: 3.85% at Rabobank New Zealand3.85%9か月12 months: 4.15% at Rabobank New Zealand4.15%12か月18 months: 4.30% at ASB Bank4.30%18か月24 months: 4.45% at Rabobank New Zealand4.45%24か月36 months: 4.70% at Rabobank New Zealand4.70%36か月

Best rate open to any customer for NZ$10,000 at each term, from today's verified offers. Hover a point for the bank.

金利が上がったらメールでお知らせ

二重オプトイン: まずメールで確認してください。ご希望の期間と金額に対する最適金利が上がった際に1通のメールをお送りします。ワンクリックで配信停止できます。

公式ベンチマーク

RBNZ official cash rate (OCR) 02 Sep 20262.75%

出典: rbnz.govt.nz。参考情報として表示しており、推奨ではありません。

預金保護: Depositor Compensation Scheme (DCS)

上限NZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. 情報源, チェック済み 2026-10-18.

Where does your money earn most in New Zealand?

Best 12-month term deposit (Rabobank New Zealand)4.15%
Best savings account (Rabobank New Zealand)2.65%
RBNZ official cash rate (OCR)2.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in New Zealand

What is the best 12-month term deposit rate in New Zealand today?

4.15% p.a. at Rabobank New Zealand (minimum deposit: NZ$1,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in New Zealand today?

3.70% p.a. at Rabobank New Zealand (minimum deposit: NZ$1,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in New Zealand protected?

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts.

How many banks do you compare in New Zealand?

We list 7 providers. Rates for 7 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBNZ official cash rate (OCR)?

The RBNZ official cash rate (OCR) is 2.75% (02 Sep 2026). The best 12-month term deposit rate open to any customer today is 4.15%.

Deposit rates in nearby countries

🇦🇺 Australia

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当サイトは比較サービスであり、銀行ではありません。預金は受け付けていません。金利は予告なく変わることがありますので、預入前に必ず銀行でご確認ください。金融アドバイスではありません。