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Ülkeler / 🇳🇿 New Zealand

En iyi term deposit oranları New Zealand'de

NZD term deposit oranları 7 sağlayıcıdan, her gün doğrudan bankaların web sitesinden okunur, ayrıca kontrol edilecek 0 başka sağlayıcı daha var. Orana göre sıralanır; ücretli sıralama yok.

Son kontrol 18 Oct 2026, 03:42 UTC · tüm 7 sağlayıcı

NZ$10,000 tutarındaki mevduat için en iyi oran, tüm müşterilere açık. Promosyonlar erken bitebilir; bankayla teyit edin.

term deposit oranlarını karşılaştır

Vade
Oran türü
Seçenekler

6 banka, NZ$10,000 için 12‑aylık oran sunuyor

BankaOran p.a.VadeMevduatDetaylarBağlantı
Rabobank New ZealandTerm Deposit4.15%≈ NZ$415 in 12 months12 ayNZ$1,000 +Kurul oranı
Personal accounts (individual, joint, children); Interest at maturity (up to 18 months) or annually (2-5 years)
Bankaya git
Bank of New Zealand (BNZ)Term Deposit4.05%≈ NZ$405 in 12 months12 ayNZ$2,000 – NZ$5,000,000Kurul oranı
$2,000 - $5 million (from the page's headline rate cards)
Bankaya git
Heartland BankTerm Deposit4.05%≈ NZ$405 in 12 months12 ayBelirtilmemişKurul oranı
Minimum deposit not stated on the rates page; Interest on maturity (up to 3 months) or 3-monthly
Bankaya git
KiwibankTerm Deposit4.05%≈ NZ$405 in 12 months12 ayNZ$1,000 – NZ$5,000,000Kurul oranı
Minimum balance $1,000 ($5,000 for 30 and 60 days); Up to $5 million
Bankaya git
ANZ Bank New ZealandTerm Deposit4.00%≈ NZ$400 in 12 months12 ayNZ$10,000 +Kurul oranı
For amounts of $10,000 or more
Bankaya git
ASB BankTerm Deposit4.00%≈ NZ$400 in 12 months12 ayNZ$5,000 +Kurul oranı
Minimum investment $5,000; Not available to financial institutions or where total ASB term investments exceed $10 million
Bankaya git

"Fresh funds" başka bir bankadan getirilen para anlamına gelir. Board rates sabit oranlardır; promosyonlar ise zaman sınırlıdır. Oranları nasıl toplar ve kontrol ederiz.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 2.00% at Rabobank New Zealand2.00%1 ay2 months: 2.00% at ASB Bank2.00%2 ay3 months: 3.20% at Rabobank New Zealand3.20%3 ay4 months: 3.10% at Heartland Bank3.10%4 ay6 months: 3.70% at Rabobank New Zealand3.70%6 ay9 months: 3.85% at Rabobank New Zealand3.85%9 ay12 months: 4.15% at Rabobank New Zealand4.15%12 ay18 months: 4.30% at ASB Bank4.30%18 ay24 months: 4.45% at Rabobank New Zealand4.45%24 ay36 months: 4.70% at Rabobank New Zealand4.70%36 ay

Best rate open to any customer for NZ$10,000 at each term, from today's verified offers. Hover a point for the bank.

Faizler yükseldiğinde e-posta alın

Çift onay: önce e-posta ile doğrulayın. Süreniz ve tutarınız için en iyi oran yükseldiğinde bir e-posta gönderilir. Tek tıkla abonelikten çıkabilirsiniz.

Resmi kıyaslamalar

RBNZ official cash rate (OCR) 02 Sep 20262.75%

Kaynak: rbnz.govt.nz. Referans olarak gösterilmiştir, tavsiye değildir.

Mevduat koruması: Depositor Compensation Scheme (DCS)

LimitNZ$100,000

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts. Kaynak, kontrol edildi 2026-10-18.

Where does your money earn most in New Zealand?

Best 12-month term deposit (Rabobank New Zealand)4.15%
RBNZ official cash rate (OCR)2.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in New Zealand

What is the best 12-month term deposit rate in New Zealand today?

4.15% p.a. at Rabobank New Zealand (minimum deposit: NZ$1,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month term deposit rate in New Zealand today?

3.70% p.a. at Rabobank New Zealand (minimum deposit: NZ$1,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are term deposits in New Zealand protected?

In force since 1 July 2025: if a New Zealand licensed deposit taker fails, the DCS compensates depositors up to $100,000 per depositor, per deposit taker, for money held in DCS-covered accounts.

How many banks do you compare in New Zealand?

We list 7 providers. Rates for 7 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do term deposit rates compare with the RBNZ official cash rate (OCR)?

The RBNZ official cash rate (OCR) is 2.75% (02 Sep 2026). The best 12-month term deposit rate open to any customer today is 4.15%.

Deposit rates in nearby countries

🇦🇺 Australia

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

Missing a bank? Suggest one

Biz bir karşılaştırma hizmetiyiz, banka değiliz: mevduat kabul etmiyoruz. Oranlar önceden bildirilmeden değişebilir; yatırmadan önce bankayla doğrulayın. Finansal tavsiye değildir.