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Paesi / 🇭🇰 Hong Kong

Migliori tassi time deposit in Hong Kong

Tassi time deposit in HKD da 6 fornitori, letti direttamente dal sito di ogni banca ogni giorno, più 4 altri fornitori da verificare. Ordinati per tasso; nessun ranking a pagamento.

Ultimo controllo 18 Oct 2026, 05:37 UTC · tutti i 10 fornitori · savings account

Miglior tasso a 3 mesi

2.65% p.a.

Mox Bank

Promo · fondi freschi

Miglior tasso a 6 mesi

3.00% p.a.

EleBank (formerly Airstar Bank)

Tasso di riferimento

Miglior tasso a 12 mesi

3.45% p.a.

EleBank (formerly Airstar Bank)

Tasso di riferimento

Miglior tasso per un deposito di HK$100,000, aperto a tutti i clienti. Le promozioni possono terminare prima; conferma con la banca.

Confronta i tassi time deposit

Durata
Tipo di tasso
Opzioni

5 banche con un tasso a 12 mesi per HK$100,000

BancaTasso annuoDurataDepositoDettagliLink
EleBank (formerly Airstar Bank)HKD Time Deposit3.45%≈ HK$3,450 in 12 months12 mesiNon indicatoTasso di riferimento
Personal accounts; Rates are for reference only; the EleBank Mobile App shows the latest rates
Vai alla banca
Standard Chartered Hong KongOnline New Fund HKD Time Deposit3.30%≈ HK$3,300 in 12 months12 mesiHK$10,000 +PromoFondi nuovi
Via Online; New funds of HKD10,000 or above; Set up via SC Mobile App or Online Banking; Offer until 31 October 2026
Vai alla banca
Mox BankHKD New Funds Time Deposit3.20%≈ HK$3,200 in 12 months12 mesiNon indicatoPromoFondi nuovi
Via App; New funds only; Interest credited upfront; Minimum deposit not stated on the page
Vai alla banca
Bank of China (Hong Kong)HKD Fixed Deposit (board rate)0.15%≈ HK$150 in 12 months12 mesiHK$100,000 – HK$499,999Tasso di riferimento
HKD board rates
Vai alla banca
Hang Seng BankHKD Time Deposit (board rate)0.15%≈ HK$150 in 12 months12 mesiHK$10,000 – HK$499,999Tasso di riferimento
HKD board rates; preferential new-fund rates are published separately
Vai alla banca

"Fresh funds" indica denaro trasferito da un'altra banca. I tassi di riferimento sono tassi fissi; le promozioni sono a tempo limitato. Come raccogliamo e verifichiamo i tassi.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

1 months: 0.10% at Bank of China (Hong Kong)0.10%1 mesi2 months: 1.75% at EleBank (formerly Airstar Bank)1.75%2 mesi3 months: 2.65% at Mox Bank2.65%3 mesi4 months: 2.80% at EleBank (formerly Airstar Bank)2.80%4 mesi6 months: 3.00% at EleBank (formerly Airstar Bank)3.00%6 mesi9 months: 3.20% at EleBank (formerly Airstar Bank)3.20%9 mesi12 months: 3.45% at EleBank (formerly Airstar Bank)3.45%12 mesi18 months: 0.15% at Bank of China (Hong Kong)0.15%18 mesi24 months: 3.20% at Mox Bank3.20%24 mesi36 months: 0.15% at Bank of China (Hong Kong)0.15%36 mesi

Best rate open to any customer for HK$100,000 at each term, from today's verified offers. Hover a point for the bank.

Ricevi un'email quando i tassi aumentano

Doppio opt-in: conferma prima via email. Un'email quando il miglior tasso per la tua durata e importo aumenta. Annulla l'iscrizione con un clic.

Benchmark ufficiali

HKMA Base Rate (discount window) 2026-10-164.25%
HIBOR 1-month fixing 2026-10-162.7078%

Fonte: apidocs.hkma.gov.hk. Mostrato come punto di riferimento, non come raccomandazione.

Protezione del deposito: Deposit Protection Scheme (DPS)

LimiteHK$800,000

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member. Fonte, verificato 2026-10-18.

Where does your money earn most in Hong Kong?

Best 12-month time deposit (EleBank (formerly Airstar Bank))3.45%
Best savings account (EleBank (formerly Airstar Bank))0.50%
HKMA Base Rate (discount window)4.25%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Altri fornitori di time deposit in Hong Kong

Elenciamo questi fornitori ma non leggiamo ancora automaticamente i loro tassi, quindi non mostriamo mai un numero per loro. Controlla il tasso sulla pagina della banca. Know a bank we should read? Suggest it.

Questions about deposits in Hong Kong

What is the best 12-month time deposit rate in Hong Kong today?

3.45% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: Non indicato), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in Hong Kong today?

3.00% p.a. at EleBank (formerly Airstar Bank) (minimum deposit: Non indicato), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in Hong Kong protected?

If a Scheme member bank fails and your deposits are eligible for protection, the DPS automatically compensates you up to the protection limit of HK$800,000 per depositor per Scheme member.

How many banks do you compare in Hong Kong?

We list 10 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do time deposit rates compare with the HKMA Base Rate (discount window)?

The HKMA Base Rate (discount window) is 4.25% (2026-10-16). The best 12-month time deposit rate open to any customer today is 3.45%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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Missing a bank? Suggest one

Siamo un servizio di comparazione, non una banca: non accettiamo depositi. I tassi cambiano senza preavviso; verifica con la banca prima di depositare. Non è consulenza finanziaria.