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Negara / 🇨🇦 Canada

Suku bunga GIC terbaik di Canada

Suku bunga CAD GIC dari 8 penyedia, dibaca langsung dari situs web masing‑masing bank setiap hari, plus 1 penyedia lagi untuk dicek. Diurutkan berdasarkan suku bunga; tidak ada peringkat berbayar.

Terakhir diperiksa 18 Oct 2026, 05:37 UTC · semua 9 penyedia · high-interest savings account

Suku bunga 3-bulan terbaik

2.55% p.a.

EQ Bank

Suku bunga papan · min C$100

Suku bunga 6-bulan terbaik

2.80% p.a.

EQ Bank

Suku bunga papan · min C$100

Suku bunga 12-bulan terbaik

3.75% p.a.

Oaken Financial

Suku bunga papan · min C$1,000

Suku bunga terbaik untuk deposito C$10,000, terbuka untuk semua nasabah. Promosi dapat berakhir lebih awal; konfirmasi dengan bank.

Bandingkan suku bunga GIC

7 bank dengan suku bunga 12 bulan untuk C$10,000

Bank	Suku bunga p.a.	Jangka waktu	Setoran	Detail	Tautan
Oaken FinancialLong-term GIC (non-registered, annual interest)	3.75%≈ C$375 in 12 months	12 bulan	C$1,000 +	Suku bunga papan $1,000 minimum; Non-redeemable; Held at Home Bank or Home Trust Company (separate CDIC members)	Ke bank
EQ BankGIC (non-registered, long term)	3.70%≈ C$370 in 12 months	12 bulan	C$100 – C$100,000	Suku bunga papan $100 minimum and $100,000 maximum per GIC; Non-redeemable	Ke bank
TangerineGuaranteed Investment	3.60%≈ C$360 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan	Ke bank
BMO Bank of MontrealBMO GIC (annual / compounded annually)	3.00%≈ C$300 in 12 months	12 bulan	C$1,000 +	Suku bunga papan $1,000+ investment; Annual or annual-compound interest	Ke bank
CIBCCIBC Bonus Rate GIC (posted, non-registered)	2.45%≈ C$245 in 12 months	12 bulan	C$5,000 – C$999,999	Suku bunga papan Posted rates; promotional rates shown separately on the page may be higher	Ke bank
RBC Royal BankGuaranteed-Return GIC (non-registered)	2.45%≈ C$245 in 12 months	12 bulan	Tidak disebutkan	Suku bunga papan Interest paid at maturity, semi-annually, annually or compounded annually; Non-redeemable	Ke bank
ScotiabankLong-term Non-Redeemable GIC	2.45%≈ C$245 in 12 months	12 bulan	C$500 +	Suku bunga papan Non-registered minimum $500 (annual/semi-annual); Compounded annually	Ke bank

"Fresh funds" berarti uang yang dipindahkan dari bank lain. Suku bunga papan adalah suku tetap; promo bersifat terbatas waktu. Cara kami mengumpulkan dan memeriksa suku bunga.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for C$10,000 at each term, from today's verified offers. Hover a point for the bank.

Dapatkan email saat suku bunga naik

Double opt-in: konfirmasi lewat email terlebih dahulu. Satu email ketika suku bunga terbaik untuk jangka waktu dan jumlah Anda naik. Berhenti berlangganan dengan satu klik.

Tolok ukur resmi

Bank of Canada target for the overnight rate (policy rate) 2026-10-152.25%

Government of Canada 3-month Treasury bill yield (weekly, Bank of Canada) 2026-10-142.38%

Sumber: bankofcanada.ca, bankofcanada.ca. Ditampilkan sebagai titik referensi, bukan rekomendasi.

Perlindungan deposit: CDIC

BatasC$100,000

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. Sumber, diperiksa 2026-10-18.

Where does your money earn most in Canada?

Best 12-month GIC (Oaken Financial)3.75%

Best savings account (Simplii Financial)1.00%

Bank of Canada target for the overnight rate (policy rate)2.25%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Lebih banyak penyedia GIC di Canada

Kami mencantumkan penyedia ini tetapi belum membaca suku bunga mereka secara otomatis, jadi kami tidak pernah menampilkan angka untuk mereka. Periksa suku bunga di halaman bank masing‑masing. Know a bank we should read? Suggest it.

Questions about deposits in Canada

What is the best 12-month GIC rate in Canada today?

3.75% p.a. at Oaken Financial (minimum deposit: C$1,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month GIC rate in Canada today?

2.80% p.a. at EQ Bank (minimum deposit: C$100), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are GICs in Canada protected?

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories.

How many banks do you compare in Canada?

We list 9 providers. Rates for 8 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do GIC rates compare with the Bank of Canada target for the overnight rate (policy rate)?

The Bank of Canada target for the overnight rate (policy rate) is 2.25% (2026-10-15). The best 12-month GIC rate open to any customer today is 3.75%.

Deposit rates in nearby countries

🇺🇸 United States 🇧🇷 Brazil 🇲🇽 Mexico 🇨🇱 Chile

Add this rate table to your website

Copy this code into your page. The table updates daily and links back to each bank's page here.

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Missing a bank? Suggest one

Kami adalah layanan perbandingan, bukan bank: kami tidak menerima setoran. Suku bunga dapat berubah tanpa pemberitahuan; verifikasi dengan bank sebelum Anda menyetorkan dana. Bukan nasihat keuangan.