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Países / 🇨🇦 Canadá

Mejores tasas de GIC en Canadá

Tasas de CAD GIC de 8 proveedores, leídas directamente del sitio web de cada banco cada día, más 1 proveedores adicionales para revisar. Ordenadas por tasa; sin rankings pagados.

Última verificación 18 Oct 2026, 03:42 UTC · todos los 9 proveedores

Mejor tasa a 3 meses

2.55% p.a.

EQ Bank

Tipo de referencia · mín C$100

Mejor tasa a 6 meses

2.80% p.a.

EQ Bank

Tipo de referencia · mín C$100

Mejor tasa a 12 meses

3.75% p.a.

Oaken Financial

Tipo de referencia · mín C$1,000

Mejor tasa para un depósito de C$10,000, abierto a cualquier cliente. Las promociones pueden terminar antes; confirma con el banco.

Compara tasas de GIC

7 bancos con una tasa a 12 meses para C$10,000

Banco	Tasa p.a.	Plazo	Depósito	Detalles	Enlace
Oaken FinancialLong-term GIC (non-registered, annual interest)	3.75%≈ C$375 en 12 meses	12 meses	C$1,000 +	Tipo de referencia $1,000 minimum; Non-redeemable; Held at Home Bank or Home Trust Company (separate CDIC members)	Ir al banco
EQ BankGIC (non-registered, long term)	3.70%≈ C$370 en 12 meses	12 meses	C$100 – C$100,000	Tipo de referencia $100 minimum and $100,000 maximum per GIC; Non-redeemable	Ir al banco
TangerineGuaranteed Investment	3.60%≈ C$360 en 12 meses	12 meses	No especificado	Tipo de referencia	Ir al banco
BMO Bank of MontrealBMO GIC (annual / compounded annually)	3.00%≈ C$300 en 12 meses	12 meses	C$1,000 +	Tipo de referencia $1,000+ investment; Annual or annual-compound interest	Ir al banco
CIBCCIBC Bonus Rate GIC (posted, non-registered)	2.45%≈ C$245 en 12 meses	12 meses	C$5,000 – C$999,999	Tipo de referencia Posted rates; promotional rates shown separately on the page may be higher	Ir al banco
RBC Royal BankGuaranteed-Return GIC (non-registered)	2.45%≈ C$245 en 12 meses	12 meses	No especificado	Tipo de referencia Interest paid at maturity, semi-annually, annually or compounded annually; Non-redeemable	Ir al banco
ScotiabankLong-term Non-Redeemable GIC	2.45%≈ C$245 en 12 meses	12 meses	C$500 +	Tipo de referencia Non-registered minimum $500 (annual/semi-annual); Compounded annually	Ir al banco

"Fresh funds" significa dinero transferido desde otro banco. Las tasas de tabla son tasas permanentes; las promociones son por tiempo limitado. Cómo recopilamos y verificamos las tasas.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

Best rate open to any customer for C$10,000 at each term, from today's verified offers. Hover a point for the bank.

Recibe un correo cuando suban los tipos

Doble confirmación: confirma primero por correo. Un correo cuando la mejor tasa para tu plazo y cantidad suba. Cancelar suscripción con un clic.

Puntos de referencia oficiales

Bank of Canada target for the overnight rate (policy rate) 2026-10-152.25%

Government of Canada 3-month Treasury bill yield (weekly, Bank of Canada) 2026-10-142.38%

Fuente: bankofcanada.ca, bankofcanada.ca. Se muestra como punto de referencia, no como recomendación.

Protección de depósitos: CDIC

LímiteC$100,000

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories. Fuente, verificado 2026-10-18.

Where does your money earn most in Canadá?

Best 12-month GIC (Oaken Financial)3.75%

Bank of Canada target for the overnight rate (policy rate)2.25%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Más proveedores de GIC en Canada

Listamos estos proveedores pero aún no leemos sus tasas automáticamente, por lo que nunca mostramos un número para ellos. Consulte la tasa en la página del banco. Know a bank we should read? Suggest it.

Questions about deposits in Canadá

What is the best 12-month GIC rate in Canadá today?

3.75% p.a. at Oaken Financial (minimum deposit: C$1,000), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month GIC rate in Canadá today?

2.80% p.a. at EQ Bank (minimum deposit: C$100), read from the bank's website at 18 Oct 2026, 03:42 UTC. Promotions change often, so confirm with the bank before you deposit.

Are GICs in Canadá protected?

CDIC insures eligible deposits at member institutions up to $100,000 (principal and interest) in each of several separate coverage categories.

How many banks do you compare in Canadá?

We list 9 providers. Rates for 8 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do GIC rates compare with the Bank of Canada target for the overnight rate (policy rate)?

The Bank of Canada target for the overnight rate (policy rate) is 2.25% (2026-10-15). The best 12-month GIC rate open to any customer today is 3.75%.

Deposit rates in nearby countries

🇺🇸 Estados Unidos 🇧🇷 Brasil 🇲🇽 México 🇨🇱 Chile

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Missing a bank? Suggest one

Somos un servicio de comparación, no un banco: no aceptamos depósitos. Las tasas cambian sin previo aviso; verifica con el banco antes de depositar. No es asesoramiento financiero.