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Best high-yield savings account rates in United States

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

बैंक	Max rate p.a.	Base rate	What the top rate needs	लिंक
CIT BankPlatinum Savings	up to 3.75%	0.25%	Tiered: the higher APY applies to balances of $5,000 or more; $100 to open. Page says APYs accurate as of July 1, 2026.	बैंक पर जाएँ
Synchrony BankHigh Yield Savings	up to 3.55%	–	Variable APY; no minimum deposit or balance.	बैंक पर जाएँ
Wells FargoPlatinum Savings (new savings customers)	up to 3.25%	–	New savings customers only; requires depositing and keeping $25,000+ within 30 days. Standard rate 0.01% APY. Rates shown for ZIP 94105.	बैंक पर जाएँ
American Express National BankHigh Yield Savings (HYSA)	up to 3.20%	–	Variable APY; no minimum balance.	बैंक पर जाएँ
Ally BankAlly Savings Account	up to 3.10%	–	Same APY on all balance tiers; no minimum deposit.	बैंक पर जाएँ
Capital One360 Performance Savings	up to 3.10%	–	Variable APY on all balances; no minimum and no fees.	बैंक पर जाएँ

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.