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الدول / 🇺🇸 United States / Savings

Best high-yield savings account rates in United States

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

البنكMax rate p.a.Base rateWhat the top rate needsالرابط
CIT BankPlatinum Savingsup to 3.75%0.25%Tiered: the higher APY applies to balances of $5,000 or more; $100 to open. Page says APYs accurate as of July 1, 2026.الانتقال إلى البنك
Synchrony BankHigh Yield Savingsup to 3.55%–Variable APY; no minimum deposit or balance.الانتقال إلى البنك
Wells FargoPlatinum Savings (new savings customers)up to 3.25%–New savings customers only; requires depositing and keeping $25,000+ within 30 days. Standard rate 0.01% APY. Rates shown for ZIP 94105.الانتقال إلى البنك
American Express National BankHigh Yield Savings (HYSA)up to 3.20%–Variable APY; no minimum balance.الانتقال إلى البنك
Ally BankAlly Savings Accountup to 3.10%–Same APY on all balance tiers; no minimum deposit.الانتقال إلى البنك
Capital One360 Performance Savingsup to 3.10%–Variable APY on all balances; no minimum and no fees.الانتقال إلى البنك

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.