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Países / 🇬🇧 Reino Unido

Mejores tasas de fixed-rate bond en Reino Unido

Tasas de GBP fixed-rate bond de 11 proveedores, leídas directamente del sitio web de cada banco cada día, más 4 proveedores adicionales para revisar. Ordenadas por tasa; sin rankings pagados.

Última verificación 18 Oct 2026, 05:37 UTC · todos los 15 proveedores · easy access savings account

Mejor tasa para un depósito de £10,000, abierto a cualquier cliente. Las promociones pueden terminar antes; confirma con el banco.

Compara tasas de fixed-rate bond

Plazo
Tipo de tasa
Opciones

11 bancos con una tasa a 12 meses para £10,000

BancoTasa p.a.PlazoDepósitoDetallesEnlace
NS&I (National Savings and Investments)British Savings Bonds (Guaranteed Growth Bonds)4.99%≈ £499 en 12 meses12 meses£500 +Tipo de referencia
Opening deposit £500+; Taxable, paid gross; Backed by HM Treasury
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Atom bankFixed Saver4.90%≈ £490 en 12 meses12 meses£50 – £100,000Tipo de referencia
£50 to £100,000 during the deposit window; App only; AER shown (annual interest option)
Ir al banco
Aldermore BankFixed Rate Savings Account4.88%≈ £488 en 12 meses12 meses£1,000 +Tipo de referencia
Minimum opening balance £1,000; No withdrawals, transfers out or closures before maturity
Ir al banco
Shawbrook BankFixed Rate Bond4.78%≈ £478 en 12 meses12 mesesNo especificadoTipo de referencia
Money locked in for the term of the bond
Ir al banco
Marcus by Goldman Sachs (UK)1 Year Fixed Rate Saver4.75%≈ £475 en 12 meses12 meseshasta £250,000Tipo de referencia
Up to £250,000, deposited within 14 days of opening
Ir al banco
HSBC UKFixed Rate Savings Account4.50%≈ £450 en 12 meses12 meses£2,000 +Tipo de referencia
Minimum deposit £2,000
Ir al banco
Nationwide Building SocietyFixed Rate Online Bond4.50%≈ £450 en 12 meses12 mesesNo especificadoTipo de referencia
Vía Online; UK residents aged 16 or over; No withdrawals until the term ends
Ir al banco
Santander UKFixed Term Saver4.45%≈ £445 en 12 meses12 meses£500 +Tipo de referencia
UK resident aged 16 or over; Open with £500 or more
Ir al banco
Barclays1-Year Fixed-Rate Bond4.25%≈ £425 en 12 meses12 meses£500 +Tipo de referencia
£500 or more; No withdrawals
Ir al banco
NatWestFixed Term Savings4.11%≈ £411 en 12 meses12 meses£1 – £99,999Tipo de referencia
Age 16+, UK resident; Account closure required to access funds early
Ir al banco
Lloyds BankUpfront Interest 1 Year Online Fixed Bond4.00%≈ £400 en 12 meses12 meses£500 +Tipo de referencia
Vía Online; Minimum deposit £500; Interest paid upfront; No withdrawals or early closure; Extra 0.20% AER/gross with a Lloyds Premier or Private Banking account
Ir al banco

"Fresh funds" significa dinero transferido desde otro banco. Las tasas de tabla son tasas permanentes; las promociones son por tiempo limitado. Cómo recopilamos y verificamos las tasas.

How is this list ordered?

By rate, highest first, for the amount and term you chose. Where a bank publishes its own blended effective rate we use that. Each bank appears once with its best matching offer unless you tick "Show every rate". Banks cannot pay to change the order.

Plan your deposit

Best rate by term

6 months: 4.55% at Atom bank4.55%6 meses9 months: 4.57% at Aldermore Bank4.57%9 meses12 months: 4.99% at NS&I (National Savings and Investments)4.99%12 meses18 months: 4.93% at Aldermore Bank4.93%18 meses24 months: 5.10% at Atom bank5.10%24 meses36 months: 5.16% at Aldermore Bank5.16%36 meses

Best rate open to any customer for £10,000 at each term, from today's verified offers. Hover a point for the bank.

Recibe un correo cuando suban los tipos

Doble confirmación: confirma primero por correo. Un correo cuando la mejor tasa para tu plazo y cantidad suba. Cancelar suscripción con un clic.

Puntos de referencia oficiales

Bank of England Bank Rate 15 Oct 20263.75%
NS&I Direct Saver rate (HM Treasury-backed; British Savings Bonds 1-5 year fixed on the same page) 3.75%

Fuente: bankofengland.co.uk, nsandi.com. Se muestra como punto de referencia, no como recomendación.

Protección de depósitos: FSCS (Financial Services Compensation Scheme)

Límite£120,000

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000). Fuente, verificado 2026-10-18.

Where does your money earn most in Reino Unido?

Best 12-month fixed-rate bond (NS&I (National Savings and Investments))4.99%
Best savings account (Chase UK)4.50%
Bank of England Bank Rate3.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Más proveedores de fixed-rate bond en United Kingdom

Listamos estos proveedores pero aún no leemos sus tasas automáticamente, por lo que nunca mostramos un número para ellos. Consulte la tasa en la página del banco. Know a bank we should read? Suggest it.

Questions about deposits in Reino Unido

What is the best 12-month fixed-rate bond rate in Reino Unido today?

4.99% p.a. at NS&I (National Savings and Investments) (minimum deposit: £500), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month fixed-rate bond rate in Reino Unido today?

4.55% p.a. at Atom bank (minimum deposit: £50), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are fixed-rate bonds in Reino Unido protected?

Since 1 December 2025 the FSCS protects deposits at UK-authorised banks, building societies and credit unions up to £120,000 per eligible person, per authorised firm (previously £85,000).

How many banks do you compare in Reino Unido?

We list 15 providers. Rates for 11 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do fixed-rate bond rates compare with the Bank of England Bank Rate?

The Bank of England Bank Rate is 3.75% (15 Oct 2026). The best 12-month fixed-rate bond rate open to any customer today is 4.99%.

Deposit rates in nearby countries

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Somos un servicio de comparación, no un banco: no aceptamos depósitos. Las tasas cambian sin previo aviso; verifica con el banco antes de depositar. No es asesoramiento financiero.