此页面由英文机器翻译。利率、银行和数据与英文页面相同。

国家 / 🇹🇼 Taiwan

在 Taiwan 的最佳 time deposit 利率

来自 5 家供应商的 TWD time deposit 利率，每日直接从各银行网站读取，另有 3 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 8 家供应商

最佳 3 个月利率

1.29% 年利率

Bank of Taiwan (臺灣銀行)

基准利率

最佳 6 个月利率

1.465% 年利率

Bank of Taiwan (臺灣銀行)

基准利率

最佳 12 个月利率

1.705% 年利率

E.SUN Commercial Bank (玉山銀行)

基准利率

针对 100,000 TWD 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 time deposit 利率

期限
利率类型
选项

4 家银行提供 100,000 TWD 的12个月利率

银行年利率期限存款详情链接
E.SUN Commercial Bank (玉山銀行)定期存款 Time Deposit (fixed rate)1.705%≈ 1,705 TWD (12 个月)12 个月最高 2,999,999 TWD基准利率
Board rate, fixed-rate column; Under NT$3,000,000 (NT$3,000,000 and above uses 大額 rates)
前往银行
Bank of Taiwan (臺灣銀行)Time Deposit (fixed rate)1.70%≈ 1,700 TWD (12 个月)12 个月最高 4,999,999 TWD基准利率
Fixed-rate column, deposits under NT$5,000,000
前往银行
Land Bank of Taiwan (臺灣土地銀行)定期存款 Time Deposit (fixed rate)1.70%≈ 1,700 TWD (12 个月)12 个月未说明基准利率
Board rate, fixed-rate column; Large deposits have separate 大額 rates (published on a separate page)
前往银行
Cathay United Bank (國泰世華銀行)定存 Time Deposit (fixed rate)1.645%≈ 1,645 TWD (12 个月)12 个月最高 2,999,999 TWD基准利率
定存 board rate, fixed-rate column; Under NT$3,000,000 (larger deposits have separate 大額 rates)
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

此列表如何排序？

按利率排序，最高的排在前面，针对您选择的金额和期限。若银行公布了其综合有效利率，我们将使用该利率。每家银行只出现一次，展示其最匹配的报价，除非您勾选 "Show every rate"。银行不能付费改变排序。

规划您的存款

Best rate by term

1 months: 1.225% at Bank of Taiwan (臺灣銀行)1.225%1 个月2 months: 1.225% at Land Bank of Taiwan (臺灣土地銀行)1.225%2 个月3 months: 1.29% at Bank of Taiwan (臺灣銀行)1.29%3 个月4 months: 1.285% at Land Bank of Taiwan (臺灣土地銀行)1.285%4 个月6 months: 1.465% at Bank of Taiwan (臺灣銀行)1.465%6 个月9 months: 1.585% at E.SUN Commercial Bank (玉山銀行)1.585%9 个月12 months: 1.705% at E.SUN Commercial Bank (玉山銀行)1.705%12 个月24 months: 1.73% at Bank of Taiwan (臺灣銀行)1.73%24 个月36 months: 1.745% at Bank of Taiwan (臺灣銀行)1.745%36 个月

Best rate open to any customer for 100,000 TWD at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

存款保障：Central Deposit Insurance Corporation (CDIC)

限额3,000,000 TWD

Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million. 来源, 已检查 2026-10-18.

更多 time deposit 提供商在 Taiwan

我们列出这些提供商，但尚未自动读取它们的利率，因此我们从不显示具体数字。请在银行官网查看利率。 Know a bank we should read? Suggest it.

Questions about deposits in Taiwan

What is the best 12-month time deposit rate in Taiwan today?

1.705% p.a. at E.SUN Commercial Bank (玉山銀行) (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month time deposit rate in Taiwan today?

1.465% p.a. at Bank of Taiwan (臺灣銀行) (minimum deposit: 未说明), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are time deposits in Taiwan protected?

Since 1 January 2011 each depositor's principal and interest at the same insured institution in Taiwan is covered up to a maximum of NT$3 million.

How many banks do you compare in Taiwan?

We list 8 providers. Rates for 5 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇮🇩 Indonesia🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam

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缺少银行？请推荐

我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。