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国家 / 🇵🇭 Philippines / Savings
Best savings account rates in Philippines
The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.
| 银行 | Max rate p.a. | Base rate | What the top rate needs | 链接 |
|---|
| Maya BankTime Deposit Plus | up to 5.50% | 3.50% | Guaranteed base rate; the boosted rate is paid when you reach your target amount (at least PHP 5,000) and date. Interest on up to PHP 1 million per account, up to 5 accounts. | 前往银行 |
| TonikTonik Stash | up to 4.50% | 1.00% | 1% on the Tonik Account; 4% in a Solo Stash; 4.5% in a Group Stash with at least 2 participants. | 前往银行 |
| GoTyme BankGoalSave | up to 3.00% | – | Interest on money set aside in GoalSave goals in the GoTyme app. | 前往银行 |
Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.