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Best savings account rates in Philippines

The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met. Read daily from each bank's website. Last checked 18 Oct 2026, 05:37 UTC.

Банк	Max rate p.a.	Base rate	What the top rate needs	Ссылка
Maya BankTime Deposit Plus	up to 5.50%	3.50%	Guaranteed base rate; the boosted rate is paid when you reach your target amount (at least PHP 5,000) and date. Interest on up to PHP 1 million per account, up to 5 accounts.	Перейти в банк
TonikTonik Stash	up to 4.50%	1.00%	1% on the Tonik Account; 4% in a Solo Stash; 4.5% in a Group Stash with at least 2 participants.	Перейти в банк
GoTyme BankGoalSave	up to 3.00%	–	Interest on money set aside in GoalSave goals in the GoTyme app.	Перейти в банк

Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money.