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国家 / 🇮🇩 Indonesia

在 Indonesia 的最佳 deposito berjangka 利率

来自 6 家供应商的 IDR deposito berjangka 利率，每日直接从各银行网站读取，另有 0 家供应商待检查。按利率排序；无付费排名。

上次检查 18 Oct 2026, 05:37 UTC · 全部 6 家供应商

最佳 3 个月利率

6.75% 年利率

Bank Neo Commerce

促销 · 最低 Rp100,000

最佳 6 个月利率

7.25% 年利率

Bank Neo Commerce

促销 · 最低 Rp100,000

最佳 12 个月利率

7.25% 年利率

Bank Neo Commerce

基准利率 · 最低 Rp100,000

针对 Rp10,000,000 存款的最佳利率，向所有客户开放。促销可能提前结束，请向银行确认。

比较 deposito berjangka 利率

期限
利率类型
选项

6 家银行提供 Rp10,000,000 的12个月利率

银行年利率期限存款详情链接
Bank Neo CommerceDeposito WOW7.25%≈ Rp725,000 (12 个月)12 个月Rp100,000 +基准利率
Minimum Rp100.000; Above the LPS guarantee rate (3.75%), so not LPS-insured
前往银行
SeaBank IndonesiaDeposito6.00%≈ Rp600,000 (12 个月)12 个月未说明基准利率
Rate locked at opening; Above the LPS guarantee rate (3.75%), so not LPS-insured
前往银行
Bank JagoDeposito5.50%≈ Rp550,000 (12 个月)12 个月Rp1,000,000 – Rp99,999,999基准利率
通过 App; Lowest amount tier; higher tiers pay more; Above the LPS guarantee rate (3.75%), so not LPS-insured
前往银行
CIMB NiagaDeposito Konvensional Rupiah4.25%≈ Rp425,000 (12 个月)12 个月Rp8,000,000 – Rp99,999,999基准利率
通过 OCTO app; Rate when opened in the OCTO app; branch rates are lower; Minimum Rp 8 Juta; Higher amount tiers pay more
前往银行
Bank DanamonDeposito Berjangka2.50%≈ Rp250,000 (12 个月)12 个月Rp8,000,000 +基准利率
Regular (branch) time deposit, one rate for all amounts from Rp8 million
前往银行
Bank MandiriDeposito Rupiah2.50%≈ Rp250,000 (12 个月)12 个月最高 Rp99,999,999基准利率
Interest paid monthly or at maturity; Same rates are shown for every amount tier up to ≥ Rp 5 M
前往银行

"Fresh funds" 指的是从其他银行转入的资金。Board rates 是基准利率；promos 是限时优惠。 我们如何收集并核查利率.

此列表如何排序？

按利率排序，最高的排在前面，针对您选择的金额和期限。若银行公布了其综合有效利率，我们将使用该利率。每家银行只出现一次，展示其最匹配的报价，除非您勾选 "Show every rate"。银行不能付费改变排序。

规划您的存款

Best rate by term

1 months: 6.00% at Bank Neo Commerce6.00%1 个月3 months: 6.75% at Bank Neo Commerce6.75%3 个月6 months: 7.25% at Bank Neo Commerce7.25%6 个月12 months: 7.25% at Bank Neo Commerce7.25%12 个月24 months: 2.50% at Bank Mandiri2.50%24 个月

Best rate open to any customer for Rp10,000,000 at each term, from today's verified offers. Hover a point for the bank.

利率上升时发送邮件给我

双重确认：先通过邮件确认。当您的期限和金额的最佳利率上升时发送一封邮件。点击一次即可退订。

官方基准

BI-Rate 23 September 20265.75%

来源：bi.go.id。仅作参考，不构成推荐。

存款保障：LPS

限额Rp2,000,000,000

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured. 来源, 已检查 2026-10-18.

Where does your money earn most in Indonesia?

Best 12-month deposito berjangka (Bank Neo Commerce)7.25%
BI-Rate5.75%

Best 12-month deposit and best savings rate open to any customer, next to the official benchmark. Savings rates are variable and often conditional.

Questions about deposits in Indonesia

What is the best 12-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

What is the best 6-month deposito berjangka rate in Indonesia today?

7.25% p.a. at Bank Neo Commerce (minimum deposit: Rp100,000), read from the bank's website at 18 Oct 2026, 05:37 UTC. Promotions change often, so confirm with the bank before you deposit.

Are deposito berjangkas in Indonesia protected?

LPS guarantees deposits up to Rp2 billion per depositor per bank (since 13 October 2008). A deposit is only covered if it meets the '3T' test: recorded in the bank's books, its interest rate does not exceed the LPS guarantee rate (Tingkat Bunga Penjaminan; 3.75% for rupiah deposits at commercial banks for 1 Oct 2026 to 31 Jan 2027), and the depositor did not cause the bank's failure. Deposits paying above the LPS rate are NOT insured.

How many banks do you compare in Indonesia?

We list 6 providers. Rates for 6 of them are read automatically from their own websites every day; for the rest we link to the bank's official rate page and never show a number we have not read.

How do deposito berjangka rates compare with the BI-Rate?

The BI-Rate is 5.75% (23 September 2026). The best 12-month deposito berjangka rate open to any customer today is 7.25%.

Deposit rates in nearby countries

🇮🇳 India🇨🇳 China🇵🇰 Pakistan🇧🇩 Bangladesh🇯🇵 Japan🇵🇭 Philippines🇻🇳 Vietnam🇹🇭 Thailand

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我们是比较服务平台，而非银行：我们不接受存款。利率可能随时变动；请在存款前向银行确认。此信息不构成理财建议。