Savings account interest rates in Singapore
Digital-bank savings accounts with daily interest and no lock-in, read daily from each bank's website. The "up to" figure is the bank's own advertised maximum; the base rate is what you earn with no conditions met.
Last checked 18 Oct 2026, 09:35 SGT
| Bank | Max rate p.a. | Base rate | Link | |
|---|---|---|---|---|
| MariBankMari Savings Account | up to 3.08% | 0.88% | The top rate stacks a 30-day new-user bonus, a ShopeeVIP bonus and salary crediting on top of the base rate. | Go to bank |
| Trust BankTrust Savings Account | up to 2.40% | 0.05% | Pick a plan; the top rate needs three monthly bonus conditions (e.g. card spend, salary, insurance). Lower rates for non-NTUC union members. | Go to bank |
| GXS BankGXS Savings Account | up to 2.00% | 0.88% | Base interest on the main account; the higher figure needs money placed in a Boost Pocket for a fixed term. | Go to bank |
Bonus rates usually apply only to part of your balance and only in months you meet every condition. Read the bank's terms before moving money. For money you will not need for a set term, compare fixed deposit rates as well.
We are adding the big-bank bonus accounts (DBS Multiplier, OCBC 360, UOB One, Standard Chartered Bonus$aver) once their tiered rates can be read reliably every day.